2140 Moonstone Dr, Concord, NC 28025 Property Records

Cabarrus County property record for 2140 Moonstone Dr, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,999 sqft · built 1987
Lot Size	1.77 acres (77,101 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Oct 2021)
Tax Bill	$2,554 (2023)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05018A0017.000000`

Property Details

APN / Parcel Number

Primary APN	`05018A0017.000000`
Alternative APNs	`5632 70 8775` `163460` `48454`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,999 sqft Living Area
Gross Area	3,969 sqft
1st Floor Area	1,109 sqft
Upper Floors Area	666 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2008
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	77,101 sqft (1.77 acres)
Lot Dimensions	326 ft deep x 356 ft wide
Garage Type	Mixed
Garage Area	1,534 sqft
Driveway	Concrete Driveway
Driveway Area	2,650 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab
Porch Area	480 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	48454
Street Address	2140 MOONSTONE DR
City	CONCORD
State	NC
Zip	28025-9592
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 17 EAST CRESTRIDGE ESTATES
Legal Subdivision	EAST CRESTRIDGE ESTATES
Legal Lot Number	17
Jurisdiction	CABARRUS NC
Township / Civil Division	5, NEW GILEAD
Census Block Group	4
Census Block	4048
Census Tract	40600

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2140 MOONSTONE DR, CONCORD, NC 28025-9592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 13, 2021	Warranty Deed, Transfer · Conventional Mortgage WOLFE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2021 · Amount on Record
Deed Sale	Oct 13, 2021 · Amount on Record
Prior Sale	Oct 13, 2021 · Amount on Record
Deed Book / Page	15571 / 335
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 13, 2021
Property Address	2140 MOONSTONE DR, CONCORD, NC 28025-9592
Document Number	0015571121
Book / Page	15571 / 121
Instrument Date	Oct 13, 2021
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2140 MOONSTONE DR, CONCORD, NC 28025-9592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4706 JUDGE PL NW, CONCORD, NC 28027-8078

Mortgage

Document Number	0015571123
Date	Oct 13, 2021
Instrument	15571/123

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Oct 13, 2021
Property Address	2140 MOONSTONE DR, CONCORD, NC 28025-9592
Document Number	0015571335
Book / Page	15571 / 335
Map Reference	MB 18 PG 27
Instrument Date	Oct 13, 2021
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1441 LONARD LOOP, CONCORD, NC 28027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2140 MOONSTONE DR, CONCORD, NC 28025-9592

Mortgage

Document Number	0015571337
Date	Oct 13, 2021
Instrument	15571/337

Lender

Name	WOLFE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$443,570 (+42.41%) Land $66,250 Building $377,320
2024			$443,570 (+42.41%) Land $66,250 Building $377,320
2023	$2,554.00	$311,470 Land $41,840 Building $269,630	$311,470 Land $41,840 Building $269,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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