2151 E Garfield Rd, Hesperia, MI 49421 Property Records

Oceana County property record for 2151 E Garfield Rd, Hesperia, MI 49421

Property Summary

Property Type	Single Family Home
Lot Size	78.5 acres (3,421,638 sqft)
Owner	Company Name on File
Last Sale	$525,000 (Nov 2021)
Tax Bill	$3,301 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-004-200-01`

Property Details

APN / Parcel Number

Primary APN	`018-004-200-01`

Exterior

Lot Area	3,421,638 sqft (78.5 acres)

Location & Zoning

Street Address	2151 E GARFIELD RD
City	HESPERIA
State	MI
Zip	49421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COV DEED 2020/9153 & LTRS PR & DC 2151 E GARFIELD RD O4-2 SEC 4 T13N R16W. 78.55 A W 1/2 - NE 1/4
Legal Range	16W
Legal Township	13N
Legal Section	04
Jurisdiction	OCEANA MI
Township / Civil Division	OTTO
Census Block Group	1
Census Block	1023
Census Tract	10600

Owner

2151 E Garfield Rd is owned by a company that bought it in November 2021.

Source: Oceana County records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	19319 ROSEMARY RD, SPRING LAKE, MI 49456-9664
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Line of Credit GREENSTONE FARM CREDIT SERVICES FLCA
Nov 4, 2021	Warranty Deed, Transfer · Commercial Mortgage GREENSTONE FARM CREDIT SERVICES FLCA
Jul 20, 2020	Intrafamily Transfer, Transfer
May 21, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Deed Document Number	20217461
Deed Book / Page	2021 / 28214
Prior Transfer Date	Jul 2, 2020
Prior Transfer Doc	2020/13740
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEANA MI
Property Address	2151 E GARFIELD RD, HESPERIA, MI 49421-9595
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021/29106
Date	Nov 12, 2021
Book Page	2021/29106
Instrument	202100007664

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLCA
Type	Subprime Lender
Address	EAST LANSING, MI 48823

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OCEANA MI
Recording Date	Nov 4, 2021
Property Address	2151 E GARFIELD RD, HESPERIA, MI 49421-9595
Document Number	2021/28214
Book / Page	2021 / 28214
Instrument Date	Oct 28, 2021
Instrument	202100007461
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ETITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,515.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23902 SUSAN DR, 23902, FARMINGTON HILLS, MI 48336-2856

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19319 ROSEMARY RD, SPRING LAKE, MI 49456-9664

Mortgage

Document Number	2021/28867
Date	Nov 12, 2021
Book Page	2021/28867
Instrument	202100007612

Lender

Name	GREENSTONE FARM CREDIT SERVICES FLCA
Type	Subprime Lender
Address	EAST LANSING, MI 48823

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	Jul 20, 2020
Property Address	2151 E GARFIELD RD, HESPERIA, MI 49421-9595
Document Number	2020/13740
Book / Page	2020 / 13740
Instrument Date	Jul 2, 2020
Instrument	202000003940
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23902 SUSAN DR, FARMINGTON HILLS, MI 48336-2856

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OCEANA MI
Recording Date	May 21, 2020
Property Address	2151 E GARFIELD RD, HESPERIA, MI 49421-9595
Document Number	2020/9153
Book / Page	2020 / 9153
Instrument Date	Feb 25, 2020
Instrument	202000002769
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23902 SUSAN DR, FARMINGTON HILLS, MI 48336-2856

Tax Assessment & Valuation

The 2025 property tax bill for 2151 E Garfield Rd was $3,301, up 2.7% from the year before.

Source: Oceana County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oceana County
County Subdivision	Otto Township
Unified School District	Shelby Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,600 (+10.68%) Land $132,600	$265,200 (+10.68%) Land $265,200
2025	$3,301.00 (+2.74%)	$119,800 Land $119,800	$239,600 Land $239,600
2024	$3,213.00
2023		$70,900 Land $70,900	$141,800 (-) Land $141,800
2022	$2,862.00		$141,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2151 E Garfield Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2151 E Garfield Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Truestream Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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