2151 E 42nd St, Lorain, OH 44055 Property Records

Lorain County property record for 2151 E 42nd St, Lorain, OH 44055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,606 sqft · built 1955
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$74,000 (Nov 2013)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00-099-110-041`

Property Details

APN / Parcel Number

Primary APN	`03-00-099-110-041`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	1,078 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1976
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	127 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	184 sqft
Patio Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2151 E 42ND ST
City	LORAIN
State	OH
Zip	44055-2716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKWOOD ACRES 6 62.61 X 127
Legal Subdivision	OAKWOOD ACRES SUBDIVISION #6
Legal Block	110
Legal Lot Number	440
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2009
Census Tract	97500

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	2 Co-owners on Record
Mailing Address	2151 E 42ND ST, LORAIN, OH 44055-2716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 14, 2013 · Amount on Record
Deed Sale	Nov 14, 2013 · Amount on Record
Prior Sale	Mar 2, 2006
Deed Document Number	2013005864
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	2151 E 42ND ST, LORAIN, OH 44055-2716
Document Number	0000788126
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2151 E 42ND ST LORAIN OH 440552716, LORAIN, OH 44055-2716

Mortgage

Document Number	0000788126
Date	Nov 10, 2020
Instrument	788126

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 9, 2035

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,723.00	$45,080 (+0.01%) Land $5,320 Building $39,760	$128,790 (-) Land $15,200 Building $113,590
2024	$1,723.00 (+0.35%)	$45,077 (+35.2%) Land $5,320 Building $39,757	$128,790 (+35.2%) Land $15,200 Building $113,590
2023	$1,717.00 (+0.88%)	$33,342 (-0.02%) Land $5,926 Building $27,416	$95,260 (-) Land $16,930 Building $78,330
2022	$1,702.00	$33,350 Land $5,930 Building $27,420
2021			$95,260 Land $16,930 Building $78,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2023)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Breezeline, T-Mobile.

Nearby Properties on E 42nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures