2143 E 42nd St, Lorain, OH 44055 Property Records

Lorain County property record for 2143 E 42nd St, Lorain, OH 44055 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,518 sqft · built 1955
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on File
Last Sale$102,500 (Feb 2003)
Tax Bill$1,591 (2025)
Deeds & MortgagesNov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN03-00-099-110-039

Property Details

APN / Parcel Number

Primary APN03-00-099-110-039

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,518 sqft Living Area
1st Floor Area1,034 sqft
Family RoomFamily Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1980
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions127 ft deep x 63 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area138 sqft
Patio Area100 sqft
Canopy138 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address2143 E 42ND ST
CityLORAIN
StateOH
Zip44055-2716
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOAKWOOD ACRES 6 62.61 X 127
Legal SubdivisionOAKWOOD ACRES SUBDIVISION #6
Legal Block110
Legal Lot Number442
JurisdictionLORAIN OH
Township / Civil DivisionLORAIN
Census Block Group2
Census Block2009
Census Tract97500

Owner

Source: Lorain County records · APN 03-00-099-110-039

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address2143 E 42ND ST, LORAIN, OH 44055-2716
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 21, 2003 · Amount on Record
Deed SaleFeb 21, 2003 · Amount on Record
Prior SaleFeb 21, 2003 · Amount on Record
Deed Document Number0000892618
Last Transfer DateOct 31, 2024
Transfer Doc0000031765
Record UpdatedJun 08, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address2143 E 42ND ST, LORAIN, OH 44055-2716
Document Number0000651890
Instrument DateNov 04, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyEQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2143 E 42ND ST LORAIN OH 440552716, LORAIN, OH 44055-2716

Mortgage

Document Number0000651890
DateNov 16, 2017
Instrument651890
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
AmountAmount Recorded
Term180 Months
DueNov 15, 2032

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,591.00$41,630 (+%) Land $5,320 Building $36,310$118,930 (-0.01%) Land $15,200 Building $103,730
2024$1,591.00 (-5.01%)$41,629 (+27.97%) Land $5,320 Building $36,309$118,940 (+27.98%) Land $15,200 Building $103,740
2023$1,675.00 (+0.9%)$32,530 (-) Land $5,926 Building $26,604$92,940 (-) Land $16,930 Building $76,010
2022$1,660.00$32,530 Land $5,930 Building $26,600
2021$92,940 Land $16,930 Building $76,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930975002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 11 individual NFIP policies nearby
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2023)
Claims Outside the SFHA1 of 2
Most Recent ClaimAug 2023, rainfall accumulation

Wildfire

Wildfire RiskLow
above 4% of the US · above 19% of Ohio
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
BrightspeedFiber2,000 / 2,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: T-Mobile USA, Cogeco Cable Holdings II. Availability varies by address; speeds are provider-advertised maximums, not measured.

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