2151 Cottingham Pratt Rd, Sebree, KY 42455 Property Records

Webster County property record for 2151 Cottingham Pratt Rd, Sebree, KY 42455

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,018 sqft
Lot Size	0.892 acres (38,899 sqft)
Owner	Company Name on File
Last Sale	$15,000 (Sep 2015)
Tax Bill	$313 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-011-000`

Property Details

APN / Parcel Number

Primary APN	`072-011-000`
Alternative APNs	`9520` `4933` `4928`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,018 sqft Finished Area
Family Room	Family Room

Exterior

Exterior Material	Stucco
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	38,899 sqft (0.892 acres)
Patio Area	672 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	4928
Street Address	2151 COTTINGHAM PRATT RD
City	SEBREE
State	KY
Zip	42455-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 0.893 ACRES
Jurisdiction	WEBSTER KY
Township / Civil Division	SEBREE
Census Block Group	2
Census Block	2059
Census Tract	960100

Owner

2151 Cottingham Pratt Rd is owned by a company that acquired it in February 2020.

Source: Webster County records, as of November 17, 2025

Owner of Record	Company Name on File
Mailing Address	7430 STATE ROUTE 132 E, SEBREE, KY 42455-9379
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Jun 5, 2020	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENCE BANK OF KENTUCKY
Feb 6, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2015 · Amount on File
Deed Sale	Sep 8, 2015 · Amount on File
Prior Sale	Sep 8, 2015 · Amount on File
Deed Document Number	DEED293/571
Deed Book / Page	DEED 293 / 571
Last Transfer Date	Feb 6, 2020
Transfer Doc	DEED308/284
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	2151 COTTINGHAM PRATT RD, SEBREE, KY 42455-9707
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG349/391
Date	Sep 5, 2019
Book Page	MTG 349/391
Instrument	403727

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	SEBREE, KY 42455

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	143 Months
Due	Aug 23, 2031

Interest

Rate Type	Adjustable Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBSTER KY
Property Address	2151 COTTINGHAM PRATT RD, SEBREE, KY 42455-9707
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG355/283
Date	Jun 5, 2020
Book Page	MTG 355/283
Instrument	406881

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	SEBREE, KY 42455

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	May 12, 2035

Interest

Rate Type	Adjustable Rate

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WEBSTER KY
Recording Date	Feb 6, 2020
Property Address	2151 COTTINGHAM PRATT RD, SEBREE, KY 42455-9707
Document Number	DEED308/284
Book / Page	DEED 308 / 284
Instrument Date	Jan 23, 2020
Instrument	405908
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	588 SEBREE PRATT RD, SEBREE, KY 42455-9564

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	588 SEBREE PRATT RD, SEBREE, KY 42455-9564

Tax Assessment & Valuation

The 2025 property tax bill for 2151 Cottingham Pratt Rd was $313.

Source: Webster County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Webster County
Unified School District	Webster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$313.00	$27,900	$27,900
2023	$315.00	$27,900	$27,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2151 Cottingham Pratt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2151 Cottingham Pratt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEBSTER CO WATER DISTRICT serves 5,940 people · EPA ID KY1170995
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

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