1709 Cottingham Pratt Rd, Sebree, KY 42455 Property Records

Webster County property record for 1709 Cottingham Pratt Rd, Sebree, KY 42455

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,733 sqft · built 2004
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$5,000 (Feb 2003)
Tax Bill$2,383 (2025)
Deeds & MortgagesJul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN072-007-001

Property Details

APN / Parcel Number

Primary APN072-007-001
Alternative APNs
  • 11634
  • 7041
  • 7001

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,733 sqft Finished Area
Basement Area1,139 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 2004
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area145 sqft
Patio Area415 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelElectric

Location & Zoning

Account Number7001
Street Address1709 COTTINGHAM PRATT RD
CitySEBREE
StateKY
Zip42455-9773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRES/BLDG & 1.00 ACRE
JurisdictionWEBSTER KY
Township / Civil DivisionSEBREE
Census Block Group2
Census Block2060
Census Tract960100

Owner

1709 Cottingham Pratt Rd is owned by two individuals who bought it in February 2003.

Source: Webster County records, as of November 17, 2025

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 2329, JACKSONVILLE, FL 32232-0012
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2003 · Amount on File
Deed SaleFeb 27, 2003 · Amount on File
Deed Document Number0000248593
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBSTER KY
Property Address1709 COTTINGHAM PRATT RD, SEBREE, KY 42455-9773
Transaction TypeMortgage
Record UpdatedApr 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG336/513
DateJul 17, 2017
Book PageMTG 336/513
Instrument285354
Lender
NameINDEPENDENCE BANK OF KENTUCKY
TypeBank
AddressOWENSBORO, KY 42302
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJun 30, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 1709 Cottingham Pratt Rd was $2,383.

Source: Webster County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyWebster County
Unified School DistrictWebster County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,383.00$212,400$212,400
2023$2,398.00$212,400$212,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1709 Cottingham Pratt Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 7, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1709 Cottingham Pratt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEBSTER CO WATER DISTRICT
serves 5,940 people · EPA ID KY1170995
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
Watch TV
Fixed Wireless
10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cottingham Pratt Rd

Nearby Streets

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