Dare County property record for 215 Watersedge Dr, Kill Devil Hills, NC 27948
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,208 sqft · built 2020 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | Company Name on File |
| Last Sale | $98,000 (Aug 2019) |
| Tax Bill | $3,497 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Dec 2020 Construction Loan + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 987312874481 |
| Primary APN | 987312874481 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,208 sqft Heated Area |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 21,000 sqft (0.482 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 987312874481 |
|---|---|
| Street Address | 215 WATERSEDGE DR |
| City | KILL DEVIL HILLS |
| State | NC |
| Zip | 27948-8047 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 78 BLK: SEC: B PL: C SL: 182D |
| Legal Subdivision | WATERSEDGE SUB |
| Legal Lot Number | 78 |
| Legal Unit | 1 |
| Jurisdiction | DARE NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 970301 |
Source: Dare County assessment roll, APN 987312874481, as of October 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
| Date | Document |
|---|---|
| Jun 02, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE |
| Dec 07, 2020 | Intrafamily Transfer, Transfer · Construction Mortgage TOWNEBANK MORTGAGE |
| Aug 30, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage TOWNE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 30, 2019 · Amount on Record |
| Deed Sale | Aug 30, 2019 · Amount on Record |
| Deed Document Number | 2019700068388 |
| Deed Book / Page | 2321 / 279 |
| Last Transfer Date | Dec 04, 2020 |
| Transfer Doc | 002443/694 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DARE NC |
| Property Address | 215 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8047 |
| Transaction Type | Mortgage |
| Record Updated | Nov 01, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002512/826 |
|---|---|
| Date | Jun 02, 2021 |
| Book Page | 2512/826 |
| Instrument | 700100152 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Dec 07, 2020 |
| Property Address | 215 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8047 |
| Document Number | 002443/694 |
| Book / Page | 2443 / 694 |
| Map Reference | CABCSL182D,182E&182F |
| Instrument Date | Dec 04, 2020 |
| Instrument | 700088781 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 312 NAGS WAY CT, NAGS HEAD, NC 27959-9477 |
| Document Number | 0700088782 |
|---|---|
| Date | Dec 07, 2020 |
| Instrument | 700088782 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jan 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DARE NC |
| Recording Date | Aug 30, 2019 |
| Property Address | 215 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8047 |
| Document Number | 002321/279 |
| Book / Page | 2321 / 279 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 700068388 |
| Transaction Type | Transfer |
| Record Updated | Nov 01, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 302 SUNRISE CROSSING DR, KILL DEVIL HILLS, NC 27948-8531 |
| Document Number | 0700068389 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 700068389 |
| Name | TOWNE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 002321/279 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 2321/279 |
| Instrument | 700068388 |
| Name | TOWNE BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Dare County assessment roll as of October 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Dare County |
| Unified School District | Dare County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,497.00 (+15.95%) | $786,200 (+66.44%) Land $248,100 Building $538,100 | |
| 2024 | $3,016.00 (+2.17%) | ||
| 2023 | $2,952.00 | $472,367 Land $110,300 Building $362,067 | |
| 2020 | $786,200 Land $248,100 Building $538,100 |
Source: FEMA National Flood Hazard Layer, Dare County (37055C), as of May 11, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370559703011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 366 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 366 in force |
| Nearby Flood Claims | 53 (1996–2024) |
| Claims Outside the SFHA | 12 of 53 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 70 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
May also be available: Brightspeed.
Source: EPA Safe Drinking Water Information System, water system NC0428030, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DARE COUNTY WATER SYSTEM serves 28,732 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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