214 Watersedge Dr, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 214 Watersedge Dr, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,476 sqft · built 2003
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Feb 2018)
Tax Bill	$2,189 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`987312872219`

Property Details

APN / Parcel Number

Primary APN	`987312872219`
Alternative APNs	`987302872219` `030711000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,476 sqft Finished Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Traditional
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	987312872219
Street Address	214 WATERSEDGE DR
City	KILL DEVIL HILLS
State	NC
Zip	27948-8046
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 52 BLK: SEC: B PL: C SL: 182D
Legal Subdivision	WATERSEDGE SUB
Legal Lot Number	52
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	1
Census Block	1015
Census Tract	970301

Owner

Source: Dare County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	214 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8046
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2018	Deed of Trust, Mortgage · FHA Mortgage PRIMELENDING A PLAINS
Feb 26, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 11, 2022	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
May 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 23, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2018 · Amount on Record
Deed Sale	Feb 23, 2018 · Amount on Record
Deed Document Number	2018700049383
Deed Book / Page	2221 / 839
Prior Transfer Date	May 27, 2008
Prior Transfer Doc	001769/260
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	214 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8046
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000700049384
Date	Feb 23, 2018
Instrument	000700049384

Lender

Name	PRIMELENDING A PLAINS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	214 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8046
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002357/482
Date	Feb 26, 2020
Book Page	2357/482
Instrument	700074729

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2048

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	214 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8046
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8046

Mortgage

Document Number	002618/118
Date	May 11, 2022
Book Page	2618/118
Instrument	700117907

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	NAGS HEAD, NC 27959

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	214 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8046
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 WATERSEDGE DR, KILL DEVIL HL, NC 27948-8046

Mortgage

Document Number	002618/127
Date	May 11, 2022
Book Page	2618/127
Instrument	700117908

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	NAGS HEAD, NC 27959

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2042

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Feb 23, 2018
Property Address	214 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8046
Document Number	002221/839
Book / Page	2221 / 839
Instrument Date	Jan 19, 2018
Instrument	000700049383
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 WATERSEDGE DR, KILL DEVIL HILLS, NC 27948-8046

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,189.00	$494,300 (-) Land $189,900 Building $304,400	$494,300 (-) Land $189,900 Building $304,400
2025	$2,189.00 (+12.14%)	$494,300 (+58.58%) Land $189,900 Building $304,400
2023	$1,952.00	$311,703 Land $84,400 Building $227,303
2020			$494,300 Land $189,900 Building $304,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 366 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	366 in force
Nearby Flood Claims	53 (1996–2024)
Claims Outside the SFHA	12 of 53
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Tropical Storm Michael, Oct 2018 · 17 claims Hurricane Irene, Aug 2011 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 93% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DARE COUNTY WATER SYSTEM serves 28,732 people · EPA ID NC0428030
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Brightspeed.

Nearby Properties on Watersedge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures