215 W Springfield Ave, Gerald, MO 63037 Property Records

Franklin County property record for 215 W Springfield Ave, Gerald, MO 63037

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,346 sqft · built 1910
Lot Size	0.3 acres (13,068 sqft)
Owner	Owner Name on File
Tax Bill	$1,702 (2025)
Deeds & Mortgages	Feb 2024 Sale Aug 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-1-11.0-1-001-042.100`

Property Details

APN / Parcel Number

Primary APN	`25-1-11.0-1-001-042.100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,346 sqft Living Area

Exterior

Year Built	Built 1910
Architectural Style	Other
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Patio Area	28 sqft
Shed	1 Shed

Location & Zoning

Street Address	215 W SPRINGFIELD AVE
City	GERALD
State	MO
Zip	63037-2112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:6&PT5 O T OF GERALD
Legal Range	04W
Legal Township	42
Legal Section	11
Legal Quarter	NE
Legal Subdivision	O T OF GERALD
Legal Block	13
Legal Lot Number	6
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1092
Census Tract	800404

Owner

The current owner of 215 W Springfield Ave acquired it in April 2013.

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Owner Name on File
Mailing Address	215 W SPRINGFIELD AVE, GERALD, MO 63037-2112
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Warranty Deed, Transfer
Aug 15, 2023	Warranty Deed, Transfer
Mar 31, 2020	Deed of Trust, Mortgage ROYAL UNITED MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2013
Deed Sale	Apr 15, 2013
Prior Sale	May 27, 2008
Deed Document Number	1306524
Record Updated	Jun 8, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 20, 2024
Property Address	215 W SPRINGFIELD AVE, GERALD, MO 63037-2112
Document Number	0002401811
Map Reference	PB K PG 73
Instrument Date	Feb 16, 2024
Instrument	2401811
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	215 W SPRINGFIELD AVE, GERALD, MO 63037-2112

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 15, 2023
Property Address	215 W SPRINGFIELD AVE, GERALD, MO 63037-2112
Document Number	0002309493
Map Reference	PB K PG 73
Instrument Date	Aug 15, 2023
Instrument	2309493
Transaction Type	Transfer
Record Updated	Mar 6, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 W SPRINGFIELD AVE, GERALD, MO 63037-2112

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	215 W SPRINGFIELD AVE, GERALD, MO 63037-2112
Document Number	0000004189
Instrument Date	Mar 31, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 W SPRINGFIELD AVE GERALD MO 630372112, GERALD, MO 63037-2112

Mortgage

Document Number	0000004189
Date	Mar 31, 2020
Instrument	4189

Lender

Name	ROYAL UNITED MTG
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 30, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 215 W Springfield Ave was $1,702.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Gerald City
Unified School District	Gasconade County R-II School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,702.00	$26,486	$139,400 Land $15,810 Building $123,590
2023	$1,482.00 (-2.37%)	$25,591 (-1.81%)	$134,690 Land $15,810 Building $118,880
2022	$1,518.00	$26,064
2021			$137,180 Land $15,810 Building $121,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 W Springfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 W Springfield Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GERALD PWS serves 1,383 people · EPA ID MO6010303
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber	1,000 / 1,000
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: FireServe, Wisper ISP.

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