215 Tower Ave, Cornelia, GA 30531 Property Records

Habersham County property record for 215 Tower Ave, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,274 sqft · built 1955
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$214,900 (May 2021)
Tax Bill	$3,406 (2026)
Deeds & Mortgages	May 2021 Mortgage May 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116B026`

Property Details

APN / Parcel Number

Primary APN	`116B026`
Alternative APNs	`681270` `409626`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,274 sqft Heated Area
Gross Area	2,854 sqft
1st Floor Area	2,274 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	46,609 sqft (1.07 acres)
Lot Dimensions	126 ft deep x 250 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	190 sqft
Patio Area	150 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	409626
Street Address	215 TOWER AVE
City	CORNELIA
State	GA
Zip	30531-3846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-173 PB 3-119 DB 1262-858
Legal Subdivision	SKYLINE SUB
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2061
Census Tract	400

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 TOWER AVE, CORNELIA, GA 30531-3846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER
May 17, 2021	Warranty Deed, Transfer
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on Record
Deed Sale	May 17, 2021 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Document Number	20211143
Deed Book / Page	1262 / 858
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	215 TOWER AVE, CORNELIA, GA 30531-3846
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 TOWER AVE, CORNELIA, GA 30531-3846

Mortgage

Document Number	0000001262/0000000859
Date	May 21, 2021
Book Page	0000001262/0000000859

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	May 17, 2021
Property Address	215 TOWER AVE, CORNELIA, GA 30531-3846
Document Number	1262/858
Book / Page	1262 / 858
Instrument Date	May 17, 2021
Instrument	2021-001143
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 TOWER AVE, CORNELIA, GA 30531-3846

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	215 TOWER AVE, CORNELIA, GA 30531-3846
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 TOWER AVE, CORNELIA, GA 30531-3846

Mortgage

Document Number	0000001226/0000000719
Date	Jul 23, 2020
Book Page	0000001226/0000000719

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,406.00 (-1.84%)	$105,480 (+2.3%) Land $23,447 Building $82,033	$263,700 (+2.3%) Land $58,617 Building $205,083
2025	$3,470.00 (+45.01%)	$103,105 (+11.79%) Land $23,447 Building $79,658	$257,763 (+11.79%) Land $58,617 Building $199,146
2023	$2,393.00 (+12.4%)	$92,232 (+12.41%) Land $18,800 Building $73,432	$230,580 (+12.41%) Land $47,000 Building $183,580
2022	$2,129.00	$82,048 Land $18,800 Building $63,248	$205,120 Land $47,000 Building $158,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
TrailWave Fiber	1,000 / 1,000
Windstream Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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