140 Tower Ave, Cornelia, GA 30531 Property Records

Habersham County property record for 140 Tower Ave, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,892 sqft · built 1984
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$414,000 (Aug 2020)
Deeds & Mortgages	Aug 2021 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116B028`

Property Details

APN / Parcel Number

Primary APN	`116B028`
Alternative APN	`679624`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,892 sqft Heated Area
Gross Area	5,728 sqft
1st Floor Area	1,285 sqft
Upper Floors Area	551 sqft
Basement Area	1,986 sqft
Finished Basement	1,168 sqft
Unfinished Basement	818 sqft
Sunroom	Sunroom
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	29,185 sqft (0.669 acres)
Lot Dimensions	201 ft deep x 37 ft wide
Garage Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	648 sqft
Porch	Open Porch
Porch Area	892 sqft
Patio Area	114 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	679624
Street Address	140 TOWER AVE
City	CORNELIA
State	GA
Zip	30531-3842
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	10-173 SKYLINE DB 1231-428
Legal Subdivision	SKYLINE
Legal Block	D
Legal Lot Number	6
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	2
Census Block	2086
Census Tract	400

Owner

Source: Habersham County records · APN 116B028

Assessment roll updated July 1, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	140 TOWER AVE, CORNELIA, GA 30531-3842
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Aug 28, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS
Dec 17, 2018	Warranty Deed, Transfer · Conventional Mortgage KELLER MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Document Number	0001231428
Deed Book / Page	1231 / 428
Record Updated	Jun 07, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	140 TOWER AVE, CORNELIA, GA 30531-3842
Transaction Type	Mortgage
Record Updated	Feb 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 TOWER AVE, CORNELIA, GA 30531-3842

Mortgage

Document Number	0000001275/0000000122
Date	Aug 24, 2021
Book Page	0000001275/0000000122

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2036

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Aug 28, 2020
Property Address	140 TOWER AVE, CORNELIA, GA 30531-3842
Document Number	001231/428
Book / Page	1231 / 428
Instrument Date	Aug 28, 2020
Instrument	2020-001762
Transaction Type	Transfer
Record Updated	Aug 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 TOWER AVE, CORNELIA, GA 30531-3842

Mortgage

Document Number	0000001231/0000000430
Date	Aug 31, 2020
Book Page	0000001231/0000000430

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2035

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HABERSHAM GA
Recording Date	Dec 17, 2018
Property Address	140 TOWER AVE, CORNELIA, GA 30531-3842
Document Number	001181/966
Book / Page	1181 / 966
Instrument Date	Dec 17, 2018
Instrument	2018-002294
Transaction Type	Transfer
Record Updated	Aug 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 TOWER AVE, CORNELIA, GA 30531-3842

Mortgage

Document Number	0000001181/0000000968
Date	Dec 18, 2018
Book Page	0000001181/0000000968

Lender

Name	KELLER MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

Tax Assessment & Valuation

Source: Habersham County records · Assessment roll updated July 1, 2023 · Last verified March 2024

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Municipality	Cornelia City
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	Homeowner's exemption Senior Citizen's exemption	$203,104 (+15.23%) Land $9,936 Building $193,168	$507,760 (+15.23%) Land $24,840 Building $482,920
2022	Homeowner's exemption Senior Citizen's exemption	$176,256 Land $9,936 Building $166,320	$440,640 Land $24,840 Building $415,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Habersham County (13137C), as of January 5, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Point Broadband Fiber Holding Fiber	1,000 / 1,000
Habersham Electric Membership Fiber	1,000 / 1,000
Uniti Group Cable · DSL	1,000 / 25
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 86 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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