215 Sugar Maple Ln, Matthews, NC 28104 Property Records

Union County property record for 215 Sugar Maple Ln, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Lot Size	0.909 acres (39,596 sqft)
Owner	Individual Name on File
Last Sale	$514,000 (Oct 2021)
Tax Bill	$1,866 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-042-223`

Property Details

APN / Parcel Number

Primary APN	`06-042-223`

Exterior

Lot Area	39,596 sqft (0.909 acres)

Location & Zoning

Street Address	215 SUGAR MAPLE LN
City	MATTHEWS
State	NC
Zip	28104-0077
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#26 TWIN LAKES FARM PH2 MAP1 OPCQ047/OPCQ282
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2010
Census Tract	21019

Owner

215 Sugar Maple Ln is owned by an individual who bought it in October 2021.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7807 CASPIAN DR, WAXHAW, NC 28173-6322
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Oct 29, 2021	Warranty Deed, Transfer · Conventional Mortgage PINNCACLE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Deed Document Number	202151734
Deed Book / Page	8297 / 81
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	215 SUGAR MAPLE LN, MATTHEWS, NC 28104-0077
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000923987
Date	Nov 7, 2025
Book Page	9239/87
Instrument	29398

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 3, 2045

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Nov 3, 2030
Change Frequency	5 Years
Min Rate At Change	7.25%
Max Rate At Change	13.2%
Index	5-Year CMT
Max Rate	13.2%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 29, 2021
Property Address	215 SUGAR MAPLE LN, MATTHEWS, NC 28104-0077
Document Number	0000829781
Book / Page	8297 / 81
Map Reference	CAB Q PG 47-51
Instrument Date	Oct 28, 2021
Instrument	51734
Transaction Type	Transfer
Record Updated	Dec 2, 2025
Title Company	CARDINAL TITLE, CAROLINA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,028.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 231, INDIAN TRAIL, NC 28079-0231

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 SUGAR MAPLE LANE, WAXHAW, NC 28173

Mortgage

Document Number	0000051735
Date	Oct 29, 2021
Instrument	51735

Lender

Name	PINNCACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	24 Months
Due	Oct 28, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 215 Sugar Maple Ln was $1,866.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$401,700 (-) Land $401,700	$401,700 (-) Land $401,700
2025	$1,866.00	$401,700 Land $401,700	$401,700 Land $401,700
2023	$1,516.00	$242,500 Land $242,500	$242,500 Land $242,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 215 Sugar Maple Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Sugar Maple Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Windstream.

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