215 Spring Bank Ave, Frederick, MD 21701 Property Records

Frederick County property record for 215 Spring Bank Ave, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	4 ba · 2,016 sqft · built 2020
Lot Size	0.036 acres (1,581 sqft)
Owner	Individual Name on File
Last Sale	$465,000 (May 2022)
Tax Bill	$6,376 (2023)
Deeds & Mortgages	Dec 2021 Mortgage May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-595755`

Property Details

APN / Parcel Number

Primary APN	`02-595755`
Alternative APN	`595755`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,016 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,581 sqft (0.036 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	595755
Street Address	215 SPRING BANK AVE
City	FREDERICK
State	MD
Zip	21701-3053
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 8 PLAT 4 1,581 SQ FT SPRING BANK
Legal Subdivision	SPRING BANK
Legal Lot Number	8
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3011
Census Tract	750802

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Spring Bank listed 1984 · 5 contributing resources · NRIS 84001772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

215 Spring Bank Ave, a townhouse, is owned and occupied by an individual who bought it in May 2022.

Source: Frederick County records, as of September 25, 2023

Owner of Record	Individual Name on File
Mailing Address	215 SPRING BANK AVE, FREDERICK, MD 21701-3053
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
May 9, 2022	Deed, Transfer · Conventional Mortgage TOWNEBANK MORTGAGE
Oct 29, 2020	Deed of Trust, Mortgage · FHA Mortgage DRAPER & KRAMER MTG
Mar 12, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage INTEGRITY HM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2022 · Amount on File
Deed Sale	May 9, 2022 · Amount on File
Prior Sale	Mar 12, 2020 · Amount on File
Deed Document Number	0015908489
Deed Book / Page	15908 / 489
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	215 SPRING BANK AVE, FREDERICK, MD 21701-3053
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0155630429
Date	Dec 13, 2021
Book Page	15563/429

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Jan 1, 2051

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	May 9, 2022
Property Address	215 SPRING BANK AVE, FREDERICK, MD 21701-3053
Document Number	0159080489
Book / Page	15908 / 489
Map Reference	MB 99 PG 168
Instrument Date	May 5, 2022
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	ASSURE TITLE, ASSURANCE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	215 SPRING BANK AVE, FREDERICK, MD 21701-3053

Mortgage

Document Number	0015908495
Date	May 9, 2022
Instrument	15908/495

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	215 SPRING BANK AVE, FREDERICK, MD 21701-3053
Document Number	0142830173
Instrument Date	Oct 29, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	329 SPRING BANK WAY FREDERICK MD 217013055, FREDERICK, MD 21701-3055

Mortgage

Document Number	0142830173
Date	Nov 19, 2020
Book Page	014283/000173

Lender

Name	DRAPER & KRAMER MTG
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 18, 2050

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 12, 2020
Property Address	215 SPRING BANK AVE, FREDERICK, MD 21701-3053
Document Number	0135880141
Book / Page	013588 / 000141
Instrument Date	Mar 5, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 22, 2020
Title Company	KEYSTONE SETTLEMENT SERVICES, KEYSTONE TITLE SETTLEMENTS SVC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$364.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 SPRING BANK AVE FREDERICK MD 217013053, FREDERICK, MD 21701-3053

Mortgage

Document Number	135880142
Date	Mar 12, 2020
Book Page	013588/000142

Lender

Name	INTEGRITY HM MTG
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,376.00	$349,800	$399,800 Land $75,000 Building $324,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Spring Bank Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 215 Spring Bank Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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