Frederick County property record for 209 Spring Bank Ave, Frederick, MD 21701
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 3 ba · 2,000 sqft · built 2018 |
| Lot Size | 0.028 acres (1,240 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,999 (Aug 2019) |
| Tax Bill | $88 (2023) |
| Deeds & Mortgages | Oct 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-595735 |
| Primary APN | 02-595735 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,000 sqft Total Area |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Townhouse |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,240 sqft (0.028 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 595735 |
|---|---|
| Street Address | 209 SPRING BANK AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3053 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Legal Description | LOT 5 PLAT 1 1,240 SQ FT SPRING BANK |
| Legal Subdivision | SPRING BANK |
| Legal Lot Number | 5 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 750802 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Spring Bank listed 1984 · 5 contributing resources · NRIS 84001772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
209 Spring Bank Ave is owned and occupied by an individual who bought it in August 2019.
Source: Frederick County records, as of September 25, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 209 SPRING BANK AVE, FREDERICK, MD 21701-3053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Aug 13, 2019 | Deed, Subdivision Related Transfer · VA Mortgage INTEGRITY HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2019 · Amount on File |
| Deed Sale | Aug 13, 2019 · Amount on File |
| Prior Sale | Apr 6, 2018 · Amount on File |
| Deed Document Number | 0001314368 |
| Deed Book / Page | 13143 / 68 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 209 SPRING BANK AVE, FREDERICK, MD 21701-3053 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0153490386 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 15349/386 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 354 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 13, 2019 |
| Property Address | 209 SPRING BANK AVE, FREDERICK, MD 21701-3053 |
| Document Number | 0131430068 |
| Book / Page | 13143 / 0068 |
| Map Reference | MB 99 PG 167 |
| Instrument Date | Jul 31, 2019 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | KEYSTONE TTL SETMNT SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 209 SPRING BANK AVE, FREDERICK, MD 21701-3053 |
| Document Number | 0131430079 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 13143/0079 |
| Name | INTEGRITY HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $88.00 Disabled Person's exemption Veteran's exemption | $320,733 | $368,000 Land $75,000 Building $293,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 Spring Bank Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 209 Spring Bank Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Verizon.
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