215 Poor House Mountain Trl, Murphy, NC 28906 Property Records

Cherokee County property record for 215 Poor House Mountain Trl, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,530 sqft · built 1987
Lot Size	1.31 acres (57,064 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Apr 2024)
Tax Bill	$1,927 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550104749791000`

Property Details

APN / Parcel Number

Primary APN	`550104749791000`
Alternative APNs	`49179` `57672` `62567`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,530 sqft Heated Area
Gross Area	4,989 sqft
1st Floor Area	1,530 sqft
Basement Area	905 sqft
Finished Basement	905 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	57,064 sqft (1.31 acres)
Lot Width	342 ft Width
Terrain	Mountain
Garage Type	Mixed
Garage Area	575 sqft
Parking Spaces	3 Parking Spaces
Deck Area	1,559 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	62567
Street Address	215 POOR HOUSE MOUNTAIN TRL
City	MURPHY
State	NC
Zip	28906-9362
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 55 CHEROKEE HILLS GOLF COURSE PROP 1713/1159
Legal Subdivision	CHEROKEE HILLS GOLF COURSE PROPERTIES
Legal Phase	1713
Legal Lot Number	55
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	2
Census Block	2024
Census Tract	930501

Owner

Source: Cherokee County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	215 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-9362
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL HOME MORTGAGE CORPORATION
Apr 16, 2024	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 7, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 16, 2019	Warranty Deed, Transfer · Conventional Mortgage GMH MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2024 · Amount on Record
Deed Sale	Apr 16, 2024 · Amount on Record
Prior Sale	Jun 7, 2022 · Amount on Record
Deed Document Number	20241747
Deed Book / Page	1754 / 1242
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	Jun 9, 2026
Property Address	215 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-9362
Document Number	0000002821
Book / Page	1803 / 98
Instrument Date	Jun 4, 2026
Instrument	20262821
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	215 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-9362

Mortgage

Document Number	0000002821,
Date	Jun 9, 2026
Book Page	1803/98
Instrument	20262821

Lender

Name	NATIONAL HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 16, 2024
Property Address	215 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-9362
Document Number	01754/1242
Book / Page	1754 / 1242
Instrument Date	Mar 20, 2024
Instrument	1747
Transaction Type	Transfer
Record Updated	May 1, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	124 FRED ATKINSON RD, HUNTSVILLE, AL 35806-1284

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-9362

Mortgage

Document Number	0000001754
Date	Apr 16, 2024
Instrument	1754

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jun 7, 2022
Property Address	215 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-9362
Document Number	01713/1159
Book / Page	1713 / 1159
Instrument Date	May 23, 2022
Instrument	3770
Transaction Type	Transfer
Record Updated	Jun 28, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 POOR HOUSE MOUNTAIN TRL, 215, MURPHY, NC 28906-9362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 FRED ATKINSON RD, HUNTSVILLE, AL 35806-1284

Mortgage

Document Number	01713/1164
Date	Jun 7, 2022
Book Page	1713/1164
Instrument	3771

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jan 16, 2019
Property Address	215 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-9362
Document Number	01605/0139
Book / Page	01605 / 0139
Instrument Date	Jan 3, 2019
Instrument	00226
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 POOR HOUSE MOUNTAIN TRL, MURPHY, NC 28906-9362

Mortgage

Document Number	00227
Date	Jan 16, 2019
Instrument	00227

Lender

Name	GMH MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,927.00	$259,900 (+10.2%)	$259,900 (+10.2%) Land $18,000 Building $241,900
2023		$235,840	$235,840 Land $18,000 Building $217,840

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	6 (2020–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Feb 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MURPHY serves 4,498 people · EPA ID NC0120010
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peachtree Broadband Fiber Cable	500 / 30
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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