215 Perciful St, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 215 Perciful St, Mount Vernon, KY 40456

Property Summary

Property Type	Single Family Home
Details	1,232 sqft
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$120,000 (Aug 2023)
Tax Bill	$976 (2025)
Deeds & Mortgages	May 2006 Mortgage May 2006 Second Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`046NW-07-033`

Property Details

APN / Parcel Number

Primary APN	`046NW-07-033`
Alternative APNs	`1904201` `1276601` `973301`

Interior

Building Area	1,232 sqft Living Area

Exterior

Exterior Material	Brick Veneer
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	1276601
Street Address	215 PERCIFUL ST
City	MOUNT VERNON
State	KY
Zip	40456-9018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT & 2 ACRES
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3011
Census Tract	950202

Owner

Source: Rockcastle County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 PERCIFUL ST, MOUNT VERNON, KY 40456-9017
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2006	Deed of Trust, Mortgage · Conventional Mortgage FMF CAPITAL LLC
May 31, 2006	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FMF CAPITAL LLC
May 25, 2016	Deed of Trust, Mortgage CITIZENS BANK
Jun 20, 2012	Deed of Trust, Mortgage CITIZENS BANK
Apr 14, 2008	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA ND
Apr 25, 2008	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA ND
Aug 2, 2023	Deed, Transfer · Commercial Mortgage COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Oct 25, 2011 · Amount on Record
Deed Document Number	388167
Deed Book / Page	288 / 389
Record Updated	Jun 8, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	215 PERCIFUL ST, MOUNT VERNON, KY 40456-9018
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG000/248
Date	May 31, 2006
Book Page	MTG 000/248
Instrument	216453

Lender

Name	FMF CAPITAL LLC
Type	Non-Lending Institution
Address	SOUTHFIELD, MI 48075

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2036

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	215 PERCIFUL ST, MOUNT VERNON, KY 40456-9018
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG000/262
Date	May 31, 2006
Book Page	MTG 000/262
Instrument	216454

Lender

Name	FMF CAPITAL LLC
Address	SOUTHFIELD, MI 48075

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2021

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	215 PERCIFUL ST, MOUNT VERNON, KY 40456-9018
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG269/648
Date	May 25, 2016
Book Page	MTG 269/648
Instrument	140091

Lender

Name	CITIZENS BANK
Type	Bank
Address	MOUNT VERNON, KY 40456

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 24, 2041

June 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	215 PERCIFUL ST, MOUNT VERNON, KY 40456-9018
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG240/463
Date	Jun 20, 2012
Book Page	MTG 240/463
Instrument	128075

Lender

Name	CITIZENS BANK
Type	Bank
Address	MOUNT VERNON, KY 40456

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2027

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	215 PERCIFUL ST, MOUNT VERNON, KY 40456-9018
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG208/474
Date	Apr 14, 2008
Book Page	MTG 208/474
Instrument	103588

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2038

April 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	215 PERCIFUL ST, MOUNT VERNON, KY 40456-9018
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG208/657
Date	Apr 25, 2008
Book Page	MTG 208/657
Instrument	104108

Lender

Name	US BANK NA ND
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 3, 2023

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Aug 2, 2023
Property Address	215 PERCIFUL ST, MOUNT VERNON, KY 40456-9018
Document Number	000288/389
Book / Page	288 / 389
Map Reference	MB 1 PG 58
Instrument Date	Jul 25, 2023
Instrument	388167
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	86 ROLLING HILLS RD, MOUNT VERNON, KY 40456-8118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 PERCIFUL ST, MOUNT VERNON, KY 40456-9017

Mortgage

Document Number	0000388168
Date	Aug 2, 2023
Instrument	388168

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jul 25, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Municipality	Mount Vernon City
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$976.00 (-0.61%)	$120,000 (-)	$120,000 (-)
2024	$982.00 (+97.98%)	$120,000 (+1%)	$120,000 (+1%)
2023	$496.00	$60,000	$60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 76% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT VERNON WATER WORKS serves 4,951 people · EPA ID KY1020299
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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