195 Perciful St, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 195 Perciful St, Mount Vernon, KY 40456

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,092 sqft · built 1917
Owner	Individual Name on Record
Last Sale	$249,000 (Jul 2025)
Tax Bill	$2,034 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jul 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`046NW-07-032`

Property Details

APN / Parcel Number

Primary APN	`046NW-07-032`
Alternative APNs	`1261901` `374401`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	1,092 sqft Living Area

Exterior

Year Built	Built 1917
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Material	Composition Shingle
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Electric

Location & Zoning

Account Number	374401
Street Address	195 PERCIFUL ST
City	MOUNT VERNON
State	KY
Zip	40456-9017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & LOT
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3011
Census Tract	950202

Owner

Source: Rockcastle County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	195 PERCIFUL ST, MOUNT VERNON, KY 40456-9017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Jul 16, 2025	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2025 · Amount on Record
Deed Sale	Jul 16, 2025 · Amount on Record
Prior Sale	Mar 22, 2010 · Amount on Record
Deed Document Number	415962
Deed Book / Page	298 / 303
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	195 PERCIFUL ST, MOUNT VERNON, KY 40456-9017
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000326/330
Date	Mar 11, 2022
Book Page	326/330
Instrument	369926

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Mar 1, 2029
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.62%
Index	1-Year CMT
Max Rate	9.62%

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Jul 16, 2025
Property Address	195 PERCIFUL ST, MOUNT VERNON, KY 40456-9017
Document Number	000298/303
Book / Page	298 / 303
Map Reference	MB 1 PG 58
Instrument Date	Jul 14, 2025
Instrument	415962
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$249.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1410 OAK GROVE CHURCH RD, TYNER, KY 40486-8399

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	195 PERCIFUL ST, MOUNT VERNON, KY 40456-9017

Mortgage

Document Number	0000415963
Date	Jul 16, 2025
Instrument	415963

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Tax Assessment & Valuation

Source: Rockcastle County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Municipality	Mount Vernon City
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,034.00 (+116.15%)	$250,000 (+117.39%)	$250,000 (+117.39%)
2024	$941.00 (+3.41%)	$115,000 (+4.55%)	$115,000 (+4.55%)
2023	$910.00	$110,000	$110,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 76% of Kentucky
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MT VERNON WATER WORKS serves 4,951 people · EPA ID KY1020299
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Perciful St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures