215 N Vulcan Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 215 N Vulcan Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,975 sqft · built 1949
Lot Size	0.436 acres (19,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Mar 2017)
Tax Bill	$13,808 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Mar 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`256-400-77-00`

Property Details

APN / Parcel Number

Primary APN	`256-400-77-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,975 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	19,000 sqft (0.436 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	215 N VULCAN AVE
City	ENCINITAS
State	CA
Zip	92024-2646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-R8
Legal Description	BLK V LOT 7 (EX W 10 FT) TR 001801
Legal Subdivision	SEASIDE GARDEN HEIGHTS
Legal Tract	001801
Legal Block	V
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	17702

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	121 HARBOR SHORE CT, MOORESVILLE, NC 28117-8911
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 27, 2017	Affidavit of Death, Transfer WFG TITLE
Mar 27, 2017	Grant Deed, Transfer · ARM HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2017 · Amount on Record
Deed Sale	Mar 27, 2017 · Amount on Record
Deed Document Number	2017137155
Prior Transfer Date	Jul 30, 2016
Prior Transfer Doc	0000407290
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	215 N VULCAN AVE, ENCINITAS, CA 92024-2646
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2625 NE GOODWIN RD, CAMAS, WA 98607-9228

Mortgage

Document Number	0000767711
Date	Dec 1, 2020
Instrument	2020-0767711

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2017
Property Address	215 N VULCAN AVE, ENCINITAS, CA 92024-2646
Document Number	0000137154
Instrument Date	Mar 8, 2017
Instrument	137154
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	WFG TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1611 S MELROSE DR #A VISTA CA 920815407, A, VISTA, CA 92081-5407

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 27, 2017
Property Address	215 N VULCAN AVE, ENCINITAS, CA 92024-2646
Document Number	0000137155
Map Reference	MAP1801
Instrument Date	Dec 28, 2016
Instrument	2017-0137155
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG TITLE SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	215 N VULCAN AVE, ENCINITAS, CA 92024-2646

Mortgage

Document Number	0000137156
Date	Mar 27, 2017
Instrument	2017-0137156

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,302,052 (+2%) Land $1,183,795 Building $118,257
2025	$13,808.00 (+6.1%)	$1,276,523 (+4.04%) Land $1,160,584 Building $115,939
2023	$13,014.00 (+2.02%)	$1,226,956 Land $1,115,518 Building $111,438
2022	$12,756.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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