181 N Vulcan Ave, Encinitas, CA 92024 Property Records

San Diego County property record for 181 N Vulcan Ave, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,287 sqft · built 2014
Lot Size	0.155 acres (6,748 sqft)
Owner	2 Company Names on Record
Last Sale	$360,000 (Nov 2011)
Tax Bill	$12,434 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`256-400-71-00`

Property Details

APN / Parcel Number

Primary APN	`256-400-71-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,287 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	6,748 sqft (0.155 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	181 N VULCAN AVE
City	ENCINITAS
State	CA
Zip	92024-2645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N-R8
Legal Description	PAR 2 TR PM20150
Legal Subdivision	CITY OF ENCINITAS
Legal Tract	1020150
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	17702

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	181 N VULCAN AVE, ENCINITAS, CA 92024-2645
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Jan 28, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2011 · Amount on Record
Deed Sale	Nov 15, 2011 · Amount on Record
Deed Document Number	2011609672
Last Transfer Date	Mar 4, 2025
Transfer Doc	0000060158
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	181 N VULCAN AVE, ENCINITAS, CA 92024-2645
Transaction Type	Mortgage
Record Updated	Nov 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 N VULCAN AVE, ENCINITAS, CA 92024-2645

Mortgage

Document Number	0000300488
Date	Oct 27, 2025
Instrument	2025-0300488

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Nov 1, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	181 N VULCAN AVE, ENCINITAS, CA 92024-2645
Transaction Type	Mortgage
Record Updated	Apr 19, 2021
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	181 N VULCAN AVE, ENCINITAS, CA 92024-2645

Mortgage

Document Number	0000275528
Date	Apr 9, 2021
Instrument	2021-0275528

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	181 N VULCAN AVE, ENCINITAS, CA 92024-2645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043663
Date	Jan 28, 2020
Instrument	2020-0043663

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	48431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,123,929 (+2%) Land $496,278 Building $627,651
2025	$12,434.00 (+6.94%) Homeowner's exemption	$1,101,893 (+4.04%) Land $486,548 Building $615,345
2023	$11,627.00 (+2.32%) Homeowner's exemption	$1,059,106 Land $467,655 Building $591,451
2022	$11,363.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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