215 N River Rd, Waterville, OH 43566 Property Records

Lucas County property record for 215 N River Rd, Waterville, OH 43566

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,366 sqft · built 1964
Lot Size	0.245 acres (10,700 sqft)
Owner	Individual Name on File
Last Sale	$88,000 (Aug 2003)
Tax Bill	$2,168 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`96-29714`

Property Details

APN / Parcel Number

Primary APN	`96-29714`
Alternative APN	`46008038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,366 sqft Living Area
1st Floor Area	1,366 sqft

Exterior

Year Built	Built 1964
Architectural Style	Conventional
Exterior Material	Brick/Stone
Foundation Type	Raised
Lot Area	10,700 sqft (0.245 acres)
Lot Dimensions	143 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	215 N RIVER RD
City	WATERVILLE
State	OH
Zip	43566-1476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	39-R2
Legal Description	RIVERGATE LOT 5
Legal Subdivision	RIVERGATE
Legal Lot Number	5
Jurisdiction	LUCAS OH
Township / Civil Division	ROCHE DE BOEUF
Census Block Group	3
Census Block	3011
Census Tract	8905

Owner

215 N River Rd is owned and occupied by an individual who bought it in August 2003.

Source: Lucas County records, as of February 16, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 257, WATERVILLE, OH 43566-0257
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 21, 2017	Deed of Trust, Mortgage · Line of Credit MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2003 · Amount on File
Deed Sale	Aug 6, 2003 · Amount on File
Deed Document Number	3106874
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	215 N RIVER RD, WATERVILLE, OH 43566-1476
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016177
Date	Apr 29, 2020
Instrument	202004290016177

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	215 N RIVER RD, WATERVILLE, OH 43566-1476
Document Number	0000053030
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 4, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 N RIVER RD WATERVILLE OH 435661476, WATERVILLE, OH 43566-1476

Mortgage

Document Number	0000053030
Date	Dec 5, 2017
Instrument	53030

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Dec 4, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 215 N River Rd was $2,168 with a homeowner's exemption, up 4.9% from the year before.

Source: Lucas County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Waterville City
Unified School District	Anthony Wayne Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,168.00 (+4.89%) Homeowner's exemption	$52,465 (-) Land $11,480 Building $40,985
2024	$2,067.00 (+1.87%) Homeowner's exemption	$52,465 (+13.65%) Land $11,480 Building $40,985	$149,900 Land $32,800 Building $117,100
2023	$2,029.00 (-2.03%) Homeowner's exemption	$46,165 (-) Land $10,500 Building $35,665
2022	$2,071.00 Homeowner's exemption	$46,165 Land $10,500 Building $35,665
2021			$131,900 Land $30,000 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 N River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 N River Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVILLE CITY serves 6,500 people · EPA ID OH4801503
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless	100 / 20

May also be available: Brightspeed.

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