St. Charles County property record for 215 N 4th St, Saint Charles, MO 63301 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1895 |
| Square Footage | 1,474 sqft Living Area |
| Lot Size | 0.163 acres |
| Garage | Attached, 210 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $2,407.00 (2025) |
Source: St. Charles County records · APN 011370A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 215 N 4TH ST, SAINT CHARLES, MO 63301-2817 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 28, 2021 | Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU |
| Dec 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 17, 2020 | Deed of Trust, Mortgage GUILD MTG |
| Dec 18, 2018 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 |
| Deed Sale | Dec 10, 2025 |
| Prior Sale | Dec 18, 2018 |
| Deed Doc Number | 2025R-055405 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 215 N 4TH ST, SAINT CHARLES, MO 63301-2817 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000037471 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 2021R-037471 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | O FALLON, MO 63368 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 10, 2025 |
| Property Address | 215 N 4TH ST, SAINT CHARLES, MO 63301-2817 |
| Document Number | 0000055405 |
| Instrument Date | Dec 08, 2025 |
| Instrument | 2025R-055405 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 128 OAK VALLEY DR, SAINT PETERS, MO 63376-1849 |
| Name | Verified Name |
|---|---|
| Address | 215 N 4TH ST, SAINT CHARLES, MO 63301-2817 |
| Document Number | 0000055406 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025R-055406 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 215 N 4TH ST, SAINT CHARLES, MO 63301-2817 |
| Document Number | 0000090873 |
| Instrument Date | Nov 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 215 N 4TH ST ST CHARLES MO 633012817, ST CHARLES, MO 63301-2817 |
| Document Number | 0000090873 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 90873 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 18, 2018 |
| Property Address | 215 N 4TH ST, SAINT CHARLES, MO 63301-2817 |
| Document Number | 0070160570 |
| Book / Page | 7016 / 0570 |
| Instrument Date | Dec 18, 2018 |
| Instrument | 20181218000705900 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 N 4TH ST, SAINT CHARLES, MO 63301-2817 |
| Document Number | 20181218000705910 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 20181218000705910 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,407.00 | $38,259 (+6.03%) | $201,362 (+6.03%) Land $50,000 Building $151,362 |
| 2023 | $36,082 | ||
| 2022 | $189,909 Land $37,500 Building $152,409 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
| Primary APN | 011370A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,474 sqft Living Area |
| 1st Floor | 1,152 sqft 1st Floor |
| Basement Area | 804 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1895 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Wood Exterior |
| Lot Area | 7,125 sqft |
| Depth X Width | 125 ft x 57 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 210 sqft Garage |
| Porch | 1 Porch |
| Porch Area | 48 sqft Porch |
| Heating System | Forced Air Heating |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 011370A000 |
|---|---|
| Old Parcel Number | 011370A000 |
| Street Address | 215 N 4TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2817 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT CITY BLK 126 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | CITY/ST CHARLES |
| Legal Block | 126 |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | RIVERS |
| Census Blockgroup | 1 |
| Census Block | 1060 |
| Census Tract | 310502 |
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