132 N 4th St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 132 N 4th St, Saint Charles, MO 63301 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	3 Baths
Year Built	Built 1881
Square Footage	1,656 sqft Living Area
Lot Size	0.227 acres
Occupancy	Owner Occupied
Last Sale	$280,000 (2022)
Tax Bill	$3,482.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`007820A000`
Alternative APN	`6-009D-B090-00-0002.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,656 sqft Living Area
1st Floor	1,656 sqft 1st Floor
Basement Area	1,656 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1881
Architectural Style	Ranch Style
Exterior Material	Composition/Composite Exterior
Lot Area	9,900 sqft
Depth X Width	150 ft x 66 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	342 sqft Garage
Porch	1 Porch
Porch Area	319 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	007820A000
Old Parcel Number	007820A000
Street Address	132 N 4TH ST
City	SAINT CHARLES
State	MO
Zip	63301-2816
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT CITY BLK 90
Legal Range	05E
Legal Township	47N
Legal Subdivision	CITY/STCHARLES
Legal Block	90
Legal Lot Number	2
Jurisdiction	ST CHARLES MO
Minor Civil Division	RIVERS
Census Blockgroup	1
Census Block	1068
Census Tract	310502

Owner

Source: St. Charles County records · APN 007820A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	132 N 4TH ST, SAINT CHARLES, MO 63301-2816
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 02, 2022 · Amount on Record
Deed Sale	Mar 02, 2022 · Amount on Record
Deed Doc Number	0202212366
Deed Book / Page	2022 / 12366
Record Refreshed	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 02, 2022
Property Address	132 N 4TH ST, SAINT CHARLES, MO 63301-2816
Document Number	0000012366
Instrument Date	Feb 25, 2022
Instrument	2022R-012366
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3298 CHESTER BLVD, SAINT CHARLES, MO 63301-4793

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	132 N 4TH ST, SAINT CHARLES, MO 63301-2816

Mortgage

Document Number	0000012367
Date	Mar 02, 2022
Instrument	2022R-012367

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,482.00	$55,584 (+4.48%)	$292,547 (+4.48%) Land $50,000 Building $242,547
2023		$53,200
2022			$280,002 Land $37,500 Building $242,502

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.