215 McKinley St, Oceanside, CA 92057 Property Records

San Diego County property record for 215 McKinley St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,315 sqft · built 1977
Lot Size	0.144 acres (6,285 sqft)
Owner	Trust Name on File
Last Sale	$78,500 (Sep 1983)
Tax Bill	$1,830 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`157-324-02-00`

Property Details

APN / Parcel Number

Primary APN	`157-324-02-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,315 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	6,285 sqft (0.144 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	215 MCKINLEY ST
City	OCEANSIDE
State	CA
Zip	92057-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-SP
Legal Description	LOT 151 TR 008049
Legal Subdivision	MISSION VALLEY BALL PARK
Legal Tract	008049
Legal Block	2
Legal Lot Number	151
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2003
Census Tract	18612

Owner

215 McKinley St is owner-occupied and held in a trust since April 2019.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	215 MCKINLEY ST, OCEANSIDE, CA 92057-4416
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 1983 · Amount on File
Deed Sale	Sep 7, 1983 · Amount on File
Deed Document Number	1983317543
Last Transfer Date	Apr 30, 2019
Transfer Doc	0000164053
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	215 MCKINLEY ST, OCEANSIDE, CA 92057-4416
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 MCKINLEY ST, OCEANSIDE, CA 92057-4416

Mortgage

Document Number	0000065475
Date	Jan 28, 2021
Instrument	2021-0065475

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	215 MCKINLEY ST, OCEANSIDE, CA 92057-4416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000575973
Date	Dec 12, 2017
Instrument	2017-0575973

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 2, 2019
Property Address	215 MCKINLEY ST, OCEANSIDE, CA 92057-4416
Document Number	0000164053
Instrument Date	Apr 30, 2019
Instrument	164053
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	215 MCKINLEY ST OCEANSIDE CA 920574416, OCEANSIDE, CA 92057-4416

Tax Assessment & Valuation

The 2025 property tax bill for 215 McKinley St was $1,830 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$169,380 (+2%) Land $40,598 Building $128,782
2025	$1,830.00 Homeowner's exemption	$166,059 Land $39,802 Building $126,257
2023	$1,736.00 (+1.64%) Homeowner's exemption	$159,612 Land $38,257 Building $121,355
2022	$1,708.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 215 McKinley St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 McKinley St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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