208 McKinley St, Oceanside, CA 92057 Property Records

San Diego County property record for 208 McKinley St, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,621 sqft · built 1977
Lot Size	0.135 acres (5,886 sqft)
Owner	2 Company Names on Record
Last Sale	$156,000 (Jan 1999)
Tax Bill	$2,790 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`157-323-25-00`

Property Details

APN / Parcel Number

Primary APN	`157-323-25-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,621 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	5,886 sqft (0.135 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	208 MCKINLEY ST
City	OCEANSIDE
State	CA
Zip	92057-4415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-SP
Legal Description	LOT 187 TR 008049
Legal Subdivision	MISSION VALLEY BALL PARK
Legal Tract	008049
Legal Block	2
Legal Lot Number	187
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2002
Census Tract	18612

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	208 MCKINLEY ST, OCEANSIDE, CA 92057-4415
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Intrafamily Transfer, Transfer
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC MARINE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 1999 · Amount on Record
Deed Sale	Jan 5, 1999 · Amount on Record
Prior Sale	May 13, 1998 · Amount on Record
Deed Document Number	19995247
Last Transfer Date	Feb 11, 2000
Transfer Doc	0000081536
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 27, 2025
Property Address	208 MCKINLEY ST, OCEANSIDE, CA 92057-4415
Document Number	0000300744
Map Reference	MAP 8049
Instrument Date	Sep 20, 2025
Instrument	2025-0300744
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	208 MCKINLEY ST, OCEANSIDE, CA 92057-4415

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	208 MCKINLEY ST, OCEANSIDE, CA 92057-4415
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	WFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	208 MCKINLEY ST, OCEANSIDE, CA 92057-4415

Mortgage

Document Number	0000056800
Date	Feb 7, 2022
Instrument	2022-0056800

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2042

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	208 MCKINLEY ST, OCEANSIDE, CA 92057-4415
Document Number	0000115311
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	Mar 20, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	208 MCKINLEY ST OCEANSIDE CA 920574415, OCEANSIDE, CA 92057-4415

Mortgage

Document Number	0000115311
Date	Mar 14, 2017
Instrument	115311

Lender

Name	PACIFIC MARINE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 13, 2037

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$257,055 (+2%) Land $85,006 Building $172,049
2025	$2,790.00 (+5.32%) Homeowner's exemption	$252,016 (+4.04%) Land $83,340 Building $168,676
2023	$2,649.00 (+1.57%) Homeowner's exemption	$242,231 Land $80,104 Building $162,127
2022	$2,608.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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