Onslow County property record for 215 Loren St, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,282 sqft · built 2014 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on File |
| Last Sale | $163,000 (Oct 2019) |
| Tax Bill | $1,364 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1314F-54 |
| Primary APN | 1314F-54 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 28,314 sqft (0.65 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 484975000 |
|---|---|
| Street Address | 215 LOREN RD |
| City | HUBERT |
| State | NC |
| Zip | 28539-4652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L33 P5 JACKS BRANCH |
| Legal Subdivision | JACKS BRANCH L 33+34 PH 5 |
| Legal Lot Number | 33 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2803 |
215 Loren St is owned and occupied by an individual who bought it in October 2019.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 215 LOREN RD, HUBERT, NC 28539-4652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| May 2, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Oct 9, 2019 | Warranty Deed, Transfer · Conventional Mortgage USAA |
| May 20, 2019 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2019 · Amount on File |
| Deed Sale | Oct 9, 2019 · Amount on File |
| Prior Sale | May 20, 2019 · Amount on File |
| Deed Book / Page | 5035 / 851 |
| Prior Transfer Date | May 13, 2019 |
| Prior Transfer Doc | 0049480442 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONSLOW NC |
| Property Address | 215 LOREN ST, HUBERT, NC 28539-4652 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0055260101 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 5526/101 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 2, 2022 |
| Property Address | 215 LOREN ST, HUBERT, NC 28539-4652 |
| Document Number | 0057430176 |
| Book / Page | 5743 / 176 |
| Map Reference | MB 67 PG 213 |
| Instrument Date | May 2, 2022 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $424.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5580 WESTWOOD NORTHERN BLVD APT 3, 3, CINCINNATI, OH 45248-2358 |
| Name | Verified Name |
|---|---|
| Address | 215 LOREN ST, HUBERT, NC 28539-4652 |
| Document Number | 0005743179 |
|---|---|
| Date | May 2, 2022 |
| Instrument | 5743-179 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.15% |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.15% |
| Index | 5-Year CMT |
| Max Rate | 9.15% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Oct 9, 2019 |
| Property Address | 215 LOREN ST, HUBERT, NC 28539-4652 |
| Document Number | 0050350851 |
| Book / Page | 005035 / 000851 |
| Instrument Date | Oct 9, 2019 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $326.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 215 LOREN RD HUBERT NC 285394652, HUBERT, NC 28539-4652 |
| Document Number | 50350855 |
|---|---|
| Date | Oct 9, 2019 |
| Book Page | 005035/000855 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 8, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | May 20, 2019 |
| Property Address | 215 LOREN ST, HUBERT, NC 28539-4652 |
| Document Number | 0049480442 |
| Book / Page | 004948 / 000442 |
| Instrument Date | Apr 4, 2019 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $252.35 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 367 YACHT CLUB DR NEWPORT NC 285705162, NEWPORT, NC 28570-5162 |
The 2026 property tax bill for 215 Loren St was $1,364.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,364.00 | $269,213 Land $50,000 Building $219,213 | $269,213 Land $50,000 Building $219,213 |
| 2023 | $1,322.00 | $201,976 Land $40,000 Building $161,976 | $201,976 Land $40,000 Building $161,976 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 215 Loren St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 215 Loren St is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Brightspeed DSL | 140 / 20 |
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