Onslow County property record for 232 Loren St, Hubert, NC 28539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,282 sqft · built 2010 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Mar 2020) |
| Tax Bill | $1,274 (2026) |
| Deeds & Mortgages | Aug 2021 Sale Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1314F-27 |
| Primary APN | 1314F-27 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,282 sqft Living Area |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,504 sqft (0.31 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 476403000 |
|---|---|
| Street Address | 232 LOREN RD |
| City | HUBERT |
| State | NC |
| Zip | 28539-4652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5 |
| Legal Description | L54 P4 JACKS BRANCH |
| Legal Subdivision | JACKS BRANCH PHASE4 LOTS 19-21, 51-55 |
| Legal Lot Number | 54 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | SWANSBORO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 2803 |
232 Loren St is owned and occupied by two individuals who bought it in March 2020.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 232 LOREN RD, HUBERT, NC 28539-4652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Warranty Deed, Transfer |
| Mar 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage GATEWAY FIRST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 6, 2020 · Amount on File |
| Deed Sale | Mar 6, 2020 · Amount on File |
| Deed Book / Page | 5119 / 792 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Aug 27, 2021 |
| Property Address | 232 LOREN ST, HUBERT, NC 28539-4652 |
| Document Number | 0055540697 |
| Book / Page | 5554 / 697 |
| Map Reference | MB 60 PG 104 |
| Instrument Date | Aug 5, 2021 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $370.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 232 LOREN ST, HUBERT, NC 28539-4652 |
| Name | Verified Name |
|---|---|
| Address | 232 LOREN ST, HUBERT, NC 28539-4652 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Mar 6, 2020 |
| Property Address | 232 LOREN ST, HUBERT, NC 28539-4652 |
| Document Number | 0051190792 |
| Book / Page | 5119 / 792 |
| Map Reference | MB 60 PG 104 |
| Instrument Date | Feb 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 144 WILLIAMS ST, 144, BASTROP, TX 78602-6841 |
| Name | Verified Name |
|---|---|
| Address | 232 LOREN ST, HUBERT, NC 28539-4652 |
| Document Number | 0005119796 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 5119/796 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 232 Loren St was $1,274.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,274.00 | $251,764 Land $50,000 Building $201,764 | $251,764 Land $50,000 Building $201,764 |
| 2023 | $1,274.00 | $194,609 Land $40,000 Building $154,609 | $194,609 Land $40,000 Building $154,609 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Loren St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Loren St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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