215 Laurel Rd, Clinton, TN 37716 Property Records

Anderson County property record for 215 Laurel Rd, Clinton, TN 37716

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,664 sqft · built 1999
Lot Size	2.45 acres (106,722 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Jun 2000)
Tax Bill	$1,929 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`073-146.04`

Property Details

APN / Parcel Number

Primary APN	`073-146.04`
Alternative APNs	`01073 073 146.04 000` `0107307314604` `001073 14604`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	2,664 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,784 sqft
Upper Floors Area	880 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	106,722 sqft (2.45 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	768 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	215 LAUREL RD
City	CLINTON
State	TN
Zip	37716-5822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIRGIL & MAUDE RAINS SUB PB: 5 PG: 107D LOT: 11
Legal Subdivision	VIRGIL & MAUDE RAINS SUB
Legal Lot Number	11
Jurisdiction	ANDERSON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2015
Census Tract	21100

Owner

215 Laurel Rd is owned and occupied by two individuals who bought it in June 2000.

Source: Anderson County records, as of May 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 LAUREL RD, CLINTON, TN 37716-5822
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit Y-12 FEDERAL CREDIT UNION
Apr 8, 2024	Deed of Trust, Mortgage · VA Mortgage COUNTYBANK
Aug 1, 2023	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Sep 21, 2023	Intrafamily Transfer, Transfer
Jan 25, 2017	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Oct 10, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage MID-CONTINENT FNDG INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2000 · Amount on File
Deed Sale	Jun 30, 2000 · Amount on File
Prior Sale	Dec 23, 1997 · Amount on File
Deed Book / Page	1156 / 112
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Recording Date	May 6, 2026
Property Address	215 LAUREL RD, CLINTON, TN 37716-5822
Document Number	0000004353
Book / Page	1890 / 970
Instrument Date	May 1, 2026
Instrument	20264353
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	7 TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 LAUREL RD, CLINTON, TN 37716-5822

Mortgage

Document Number	0000004353,
Date	May 6, 2026
Book Page	1890/970
Instrument	20264353

Lender

Name	Y-12 FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 25, 2046

Interest

Rate	7.75%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	215 LAUREL RD, CLINTON, TN 37716-5822
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	CONCORD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018361893
Date	Apr 8, 2024
Book Page	1836/1893
Instrument	24002718

Lender

Name	COUNTYBANK
Type	Bank
Address	GREENVILLE, SC 29616

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	215 LAUREL RD, CLINTON, TN 37716-5822
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 LAUREL RD, CLINTON, TN 37716-5822

Mortgage

Document Number	0018211945
Date	Aug 1, 2023
Book Page	1821/1945
Instrument	23006064

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ANDERSON TN
Recording Date	Sep 21, 2023
Property Address	215 LAUREL RD, CLINTON, TN 37716-5822
Document Number	0018250212
Book / Page	1825 / 212
Map Reference	CAB 8 ENV 70-D
Instrument Date	Aug 14, 2023
Instrument	23007533
Transaction Type	Transfer
Record Updated	Oct 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 LAUREL RD, CLINTON, TN 37716-5822

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	215 LAUREL RD, CLINTON, TN 37716-5822
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16530798
Date	Jan 25, 2017
Book Page	1653/0798
Instrument	17000670

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	215 LAUREL RD, CLINTON, TN 37716-5822
Transaction Type	Mortgage
Record Updated	Feb 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	17102053
Date	Oct 10, 2019
Book Page	1710/2053
Instrument	19009158

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	215 LAUREL RD, CLINTON, TN 37716-5822
Document Number	17321137
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 LAUREL RD CLINTON TN 377165822, CLINTON, TN 37716-5822

Mortgage

Document Number	17321137
Date	Aug 5, 2020
Book Page	001732/001137
Instrument	7485

Lender

Name	MID-CONTINENT FNDG INC
Address	COLUMBIA, MO 65203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 4, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 215 Laurel Rd was $1,929, up 12.8% from the year before.

Source: Anderson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Unified School District	Anderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,929.00 (+12.81%)	$128,300 Land $24,625 Building $103,675	$513,200 Land $98,500 Building $414,700
2024	$1,710.00
2023		$65,050 (-) Land $13,075 Building $51,975
2022	$1,710.00	$65,050 Land $13,075 Building $51,975
2021			$260,200 (-) Land $52,300 Building $207,900
2020			$260,200 Land $52,300 Building $207,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 Laurel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 Laurel Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON COUNTY W.A. serves 29,945 people · EPA ID TN0000514
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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