189 Laurel Rd, Clinton, TN 37716 Property Records

Anderson County property record for 189 Laurel Rd, Clinton, TN 37716

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,376 sqft · built 1999
Lot Size	0.79 acres (34,412 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Jul 2019)
Tax Bill	$1,797 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`073-146.08`

Property Details

APN / Parcel Number

Primary APN	`073-146.08`
Alternative APNs	`01073 073 146.08 000` `0107307314608` `001073 14608`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	3,616 sqft
1st Floor Area	1,188 sqft
Upper Floors Area	1,188 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2009
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	34,412 sqft (0.79 acres)
Lot Dimensions	318 ft deep x 110 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,448 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	189 LAUREL RD
City	CLINTON
State	TN
Zip	37716-5821
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VIRGIL & MAUDE RAINS SUB PB: 5 PG: 107D LOT: 5 110 X 317.85 IRR
Legal Subdivision	VIRGIL & MAUDE RAINS SUB
Legal Lot Number	5
Jurisdiction	ANDERSON TN
Township / Civil Division	5
Census Block Group	2
Census Block	2015
Census Tract	21100

Owner

Source: Anderson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	189 LAUREL RD, CLINTON, TN 37716-5821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 23, 2019	Warranty Deed, Transfer · Conventional with PMI PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Oct 7, 2005 · Amount on File
Deed Document Number	20196233
Deed Book / Page	1705 / 241
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDERSON TN
Property Address	189 LAUREL RD, CLINTON, TN 37716-5821
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017560271
Date	Apr 29, 2021
Book Page	1756/271
Instrument	21004768

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ANDERSON TN
Recording Date	Jul 23, 2019
Property Address	189 LAUREL RD, CLINTON, TN 37716-5821
Document Number	17050241
Book / Page	001705 / 000241
Instrument Date	Jul 19, 2019
Instrument	6233
Transaction Type	Transfer
Record Updated	Jul 31, 2019
Title Company	FOOTHILLS TITLE SERVICES INC, FOOTHILLS TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	189 LAUREL RD CLINTON TN 377165821, CLINTON, TN 37716-5821

Mortgage

Document Number	17050244
Date	Jul 23, 2019
Book Page	001705/000244
Instrument	6234

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Jul 22, 2034

Tax Assessment & Valuation

Source: Anderson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Anderson County
Unified School District	Anderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,797.00 (+7.99%)	$119,500 (+88.78%) Land $13,500 Building $106,000	$478,000 (+88.78%) Land $54,000 Building $424,000
2024	$1,664.00
2023		$63,300 Land $7,200 Building $56,100
2020			$253,200 Land $28,800 Building $224,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDERSON COUNTY W.A. serves 29,945 people · EPA ID TN0000514
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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