Flathead County property record for 215 Kara Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,902 sqft · built 2013 |
| Lot Size | 0.352 acres (15,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $798,000 (Aug 2023) |
| Tax Bill | $5,000 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage Oct 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R618383 |
| Primary APN | R618383 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,902 sqft Living Area |
| 1st Floor Area | 1,354 sqft |
| 2nd Floor Area | 548 sqft |
| Basement Area | 1,262 sqft |
| Finished Basement | 1,262 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,333 sqft (0.352 acres) |
| Garage Area | 860 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 688 sqft |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000504618 |
|---|---|
| Street Address | 215 KARA DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-1453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIAMOND RIDGE EST AMD L9,10,11 & 12, S12, T28 N, R22 W, LOT 9A, ACRES 0.35, ASSR# 0000504618 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 12 |
| Legal Subdivision | DIAMOND RIDGE EST AMD L9,10,11 & 12 |
| Legal Lot Number | 9A |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 802 |
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 215 KARA DR, KALISPELL, MT 59901-1453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2023 | Warranty Deed, Transfer · Conventional Mortgage WHITEFISH CU |
| Oct 16, 2018 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Jan 9, 2018 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2023 · Amount on Record |
| Deed Sale | Aug 25, 2023 · Amount on Record |
| Prior Sale | Feb 14, 2014 · Amount on Record |
| Deed Document Number | 202315159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 25, 2023 |
| Property Address | 215 KARA DR, KALISPELL, MT 59901-1453 |
| Document Number | 202300015159 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 202300015159 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2023 |
| Title Company | FLATHEAD PREMIER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 215 KARA DR, KALISPELL, MT 59901-1453 |
| Document Number | 202300015160 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 202300015160 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.02% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 23, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 4.02% |
| Max Rate At Change | 8.02% |
| Index | Other |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 215 KARA DR, KALISPELL, MT 59901-1453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONALTITLE |
| Name | Verified Name |
|---|
| Document Number | 201800025441 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 201800025441 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 215 KARA DR, KALISPELL, MT 59901-1453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201800000609 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 201800000609 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59901 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 215 KARA DR, KALISPELL, MT 59901-1453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201900033249 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 201900033249 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 215 KARA DR, KALISPELL, MT 59901-1453 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202100005081 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 202100005081 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,000.00 (-15.02%) | $848,800 (+44.4%) | |
| 2025 | $848,800 (+44.4%) Land $125,635 Building $723,165 | ||
| 2023 | $5,884.00 | $587,800 | $587,800 Land $74,134 Building $513,666 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
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