Flathead County property record for 185 Kara Dr, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,847 sqft · built 2014 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $464,100 (Dec 2017) |
| Tax Bill | $4,943 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Nov 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R0780056 |
| Primary APN | R0780056 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,847 sqft Living Area |
| 1st Floor Area | 1,847 sqft |
| Basement Area | 1,847 sqft |
| Finished Basement | 1,847 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Area | 755 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 418 sqft |
| Deck Area | 220 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000729750 |
|---|---|
| Street Address | 185 KARA DR |
| City | KALISPELL |
| State | MT |
| Zip | 59901-1458 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DIAMOND RIDGE 12&13, S12, T28 N, R22 W, LOT 2, ASSR #0000729750 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 12 |
| Legal Subdivision | DIAMOND RIDGE 12&13 |
| Legal Lot Number | 2 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 802 |
185 Kara Dr is owned and occupied by two individuals who bought it in December 2017.
Source: Flathead County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 185 KARA DR, KALISPELL, MT 59901-1458 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MANN MORTGAGE LLC |
| Nov 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| May 8, 2023 | Deed of Trust, Mortgage · Line of Credit VALLEY BANK OF KALISPELL |
| Dec 22, 2017 | Bargain and Sale Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC |
| Sep 29, 2017 | Grant Deed, Foreclosure |
| Aug 22, 2017 | Trustee's Deed, Foreclosure TITLE FINANCIAL SPECIALTY SERVICES, TITLE FINCL SPECIALTY SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2017 · Amount on File |
| Deed Sale | Dec 22, 2017 · Amount on File |
| Prior Sale | Sep 29, 2017 |
| Deed Document Number | 201731202 |
| Prior Transfer Date | Aug 22, 2017 |
| Prior Transfer Doc | 0000020384 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 185 KARA DR, KALISPELL, MT 59901-1458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202000009861 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 202000009861 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | KALISPELL, MT 59901 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 185 KARA DR, KALISPELL, MT 59901-1458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | FLATHEAD PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 202100041162 |
|---|---|
| Date | Nov 30, 2021 |
| Instrument | 202100041162 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 185 KARA DR, KALISPELL, MT 59901-1458 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | FLATHEAD PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 202300006863 |
|---|---|
| Date | May 8, 2023 |
| Instrument | 202300006863 |
| Name | VALLEY BANK OF KALISPELL |
|---|---|
| Type | Bank |
| Address | KALISPELL, MT 59903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Apr 25, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 22, 2017 |
| Property Address | 185 KARA DR, KALISPELL, MT 59901-1458 |
| Document Number | 201700031202 |
| Instrument Date | Dec 10, 2017 |
| Instrument | 201700031202 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | KALISPELL, MT 00000 |
| Name | Verified Name |
|---|---|
| Address | 185 KARA DR, KALISPELL, MT 59901-1458 |
| Document Number | 201700031203 |
|---|---|
| Date | Dec 22, 2017 |
| Instrument | 201700031203 |
| Name | MANN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Sep 29, 2017 |
| Property Address | 185 KARA DR, KALISPELL, MT 59901-1458 |
| Document Number | 201700024307 |
| Instrument Date | Aug 31, 2017 |
| Instrument | 201700024307 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 14, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5016 PARKWAY PLAZA BLVD STE 200, 200, CHARLOTTE, NC 28217-1930 |
| Name | Verified Name |
|---|---|
| Address | 14221 DALLAS PKWY STE 100, 100, DALLAS, TX 75254-2951 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Aug 22, 2017 |
| Property Address | 185 KARA DR, KALISPELL, MT 59901-1458 |
| Document Number | 201700020384 |
| Instrument Date | Aug 22, 2017 |
| Instrument | 201700020384 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 14, 2023 |
| Title Company | TITLE FINANCIAL SPECIALTY SERVICES, TITLE FINCL SPECIALTY SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5016 PARKWAY PLAZA BLVD STE 200, 200, CHARLOTTE, NC 28217-1930 |
The 2026 property tax bill for 185 Kara Dr was $4,943.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,943.00 | $839,000 | |
| 2025 | $839,000 Land $142,020 Building $696,980 | ||
| 2023 | $6,867.00 | $686,000 | $686,000 Land $84,052 Building $601,948 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Kara Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 185 Kara Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.5% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| MontanaSky Networks Fixed Wireless | 100 / 20 |
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