Providence City property record for 215 Gray St, Providence, RI 02909
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,287 sqft · built 1951 |
| Lot Size | 0.069 acres (3,014 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,657 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:94 L:192 |
| Primary APN | PROV M:94 L:192 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,287 sqft Living Area |
| Gross Area | 2,646 sqft |
| 1st Floor Area | 858 sqft |
| Attic | Attic |
| Attic Area | 858 sqft |
| Basement Area | 858 sqft |
| Unfinished Basement | 858 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,014 sqft (0.069 acres) |
| Parking Spaces | 4 Parking Spaces |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 42437 |
|---|---|
| Street Address | 215 GRAY ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02909-3900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Lot Number | 192 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2102 |
215 Gray St is owned and occupied by two individuals.
Source: Providence City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 215 GRAY ST, PROVIDENCE, RI 02909-3900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC |
| Sep 13, 2019 | Deed of Trust, Mortgage · FHA Mortgage QUAD CTY BK&TR |
| Oct 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Recording Date | Apr 30, 2026 |
| Property Address | 215 GRAY ST, PROVIDENCE, RI 02909-3900 |
| Document Number | 014712-195 |
| Book / Page | 14712 / 195 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026414777 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 215 GRAY ST, PROVIDENCE, RI 02909-3900 |
| Document Number | 0000414777, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 14712/195 |
| Instrument | 2026414777 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 215 GRAY ST, PROVIDENCE, RI 02909-3900 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 12805-1 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 12805/1 |
| Instrument | 2020262303 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 215 GRAY ST, PROVIDENCE, RI 02909-3900 |
| Document Number | 12520-117 |
| Instrument Date | Sep 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 215 GRAY ST PROVIDENCE RI 029093900, PROVIDENCE, RI 02909-3900 |
| Document Number | 12520-117 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 012520/000117 |
| Instrument | 239889 |
| Name | QUAD CTY BK&TR |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 21, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 215 GRAY ST, PROVIDENCE, RI 02909-3900 |
| Document Number | 11862-300 |
| Book / Page | 011862 / 000300 |
| Instrument Date | Oct 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|---|
| Address | 215 GRAY ST PROVIDENCE RI 029093900, PROVIDENCE, RI 02909-3900 |
| Document Number | 11862-300 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 011862/000300 |
| Instrument | 184149 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 24, 2047 |
The 2025 property tax bill for 215 Gray St was $2,657.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,657.00 | $316,300 Land $126,400 Building $189,900 | $311,385 |
| 2023 | $4,195.00 (+3.1%) | $228,600 (-) Land $73,100 Building $155,500 | |
| 2022 | $4,069.00 | $228,600 Land $73,100 Building $155,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 215 Gray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 215 Gray St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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