Providence City property record for 207 Gray St, Providence, RI 02909
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,992 sqft · built 1930 |
| Lot Size | 0.138 acres (6,031 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,188 (2025) |
| Deeds & Mortgages | Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PROV M:94 L:193 |
| Primary APN | PROV M:94 L:193 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,992 sqft Living Area |
| Gross Area | 3,248 sqft |
| 1st Floor Area | 1,056 sqft |
| Attic | Attic |
| Attic Area | 130 sqft |
| Basement Area | 1,040 sqft |
| Unfinished Basement | 1,040 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,031 sqft (0.138 acres) |
| Parking Spaces | 6 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 42438 |
|---|---|
| Street Address | 207 GRAY ST |
| City | PROVIDENCE |
| State | RI |
| Zip | 02909-3900 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-2 |
| Legal Lot Number | 193 |
| Jurisdiction | PROVIDENCE RI |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2102 |
207 Gray St, a duplex, is owned and occupied by two individuals.
Source: Providence City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 207 GRAY ST, PROVIDENCE, RI 02909-3900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROVIDENCE RI |
| Property Address | 207 GRAY ST, PROVIDENCE, RI 02909-3900 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 012612-233 |
|---|---|
| Date | Jan 17, 2020 |
| Book Page | 12612/233 |
| Instrument | 202020247443 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Feb 1, 2027 |
| Index | 1-Year CMT |
The 2025 property tax bill for 207 Gray St was $3,188.
Source: Providence City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Providence City |
| Unified School District | Providence School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,188.00 | $422,300 Land $131,300 Building $291,000 | $447,651 |
| 2023 | $5,211.00 (+3.09%) | $284,000 (-) Land $75,900 Building $208,100 | |
| 2022 | $5,055.00 | $284,000 Land $75,900 Building $208,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 207 Gray St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 207 Gray St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE-CITY OF serves 333,142 people · EPA ID RI1592024 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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