215 E Second St, Unit 34A, Pass Christian, MS 39571 Property Records

Harrison County property record for 215 E Second St, Unit 34A, Pass Christian, MS 39571

Property Summary

Property Type	Condominium
Details	988 sqft · built 2012
Owner	Company Name on Record
Last Sale	$285,468 (May 2026)
Tax Bill	$2,407 (2025)
Deeds & Mortgages	May 2026 Sale & Line of Credit May 2024 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0313H-01-012.031`

Property Details

APN / Parcel Number

Primary APN	`0313H-01-012.031`

Interior

Units	42 Units
Building Area	988 sqft Adjusted Area
1st Floor Area	728 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Condo/Apartment
Roof Type	Hip
Roof Material	Metal

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	215 E SECOND ST, 34A
City	PASS CHRISTIAN
State	MS
Zip	39571-4476
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 34A-D COTTAGES AT SECOND STREET CONDOS
Legal Range	13W
Legal Township	08S
Legal Section	25
Legal Subdivision	COTTAGES AT SECOND STREET COND
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2037
Census Tract	2900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Scenic Drive Historic District listed 1979 · 109 contributing resources · NRIS 79001309

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Harrison County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6204 SHORE DR, OCEAN SPRINGS, MS 39564-2525
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Warranty Deed, Transfer · Line of Credit COMMUNITY BANK OF MISSISSIPPI
May 24, 2024	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	May 24, 2024 · Amount on Record
Deed Document Number	202610192
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	May 26, 2026
Property Address	215 E SECOND ST, 34A, PASS CHRISTIAN, MS 39571-4476
Document Number	0000010192
Instrument Date	May 20, 2026
Instrument	202610192
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	PILGRIM TITLE, PILGER TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	6204 SHORE DR, OCEAN SPRINGS, MS 39564-2525

Mortgage

Document Number	0000010193,
Date	May 26, 2026
Instrument	202610193

Lender

Name	COMMUNITY BANK OF MISSISSIPPI

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 22, 2046

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	May 24, 2024
Property Address	215 E SECOND ST UNIT 34A, 34A, PASS CHRISTIAN, MS 39571-4476
Document Number	20240009916DJ1
Map Reference	DOC 2022-29291-D-J1
Instrument Date	May 21, 2024
Instrument	2024-0009916-D-J1
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	929 WASHINGTON AVE, OCEAN SPRINGS, MS 39564-4639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34112 CALLITA DR, DANA POINT, CA 92629-2610

Mortgage

Document Number	20240009917TJ1
Date	May 24, 2024
Instrument	2024-0009917-T-J1

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Pass Christian City
Unified School District	Pass Christian Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,407.00 (+7.03%)	$16,675 (+4.81%)	$111,168 (+4.81%) Land $10,000 Building $101,168
2024	$2,249.00
2023	$2,249.00	$15,910	$106,067 Land $10,000 Building $96,067

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 509 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	630 units insured incl. 121 condo units
Nearby Flood Claims	698 (1978–2020)
Claims Outside the SFHA	192 of 698
Most Recent Claim	Nov 2020 · rainfall accumulation
Claims by Event	Hurricane Isaac, Aug 2012 · 10 claims Hurricane Katrina, Sep 2005 · 585 claims Tropical Storm Isidore, Sep 2002 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASS CHRISTIAN serves 10,436 people · EPA ID MS0240009
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
C Spire Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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