215 E Second St, Unit 33D, Pass Christian, MS 39571 Property Records

Harrison County property record for 215 E Second St, Unit 33D, Pass Christian, MS 39571

Property Summary

Property Type	Condominium
Details	988 sqft · built 2012
Owner	Individual Name on File
Last Sale	$249,000 (Jun 2024)
Tax Bill	$1,305 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Oct 2024 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`0313H-01-012.030`

Property Details

APN / Parcel Number

Primary APN	`0313H-01-012.030`

Interior

Building Area	988 sqft Adjusted Area
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Foundation Type	Wood
Roof Type	Hip

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	215 E SECOND ST UNIT 33D, 33D
City	PASS CHRISTIAN
State	MS
Zip	39571-4476
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 33-D COTTAGES AT SECOND STREET CONDOS
Legal Subdivision	COTTAGES AT SECOND STREET COND
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2037
Census Tract	3002

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Scenic Drive Historic District listed 1979 · 109 contributing resources · NRIS 79001309

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Harrison County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	215 E SECOND ST UNIT 33, 33, PASS CHRISTIAN, MS 39571-4476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2024	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Oct 7, 2024	Deed of Trust, Mortgage · Commercial Mortgage CADENCE BANK NA
Jun 4, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 4, 2024 · Amount on Record
Deed Sale	Jun 4, 2024 · Amount on Record
Deed Document Number	2024-0010498-D-J1
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	215 E SECOND ST UNIT 33D, 33D, PASS CHRISTIAN, MS 39571-4476
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 KELLY RD, SAINT BERNARD, LA 70085-5709

Mortgage

Document Number	20240016686TJ1
Date	Aug 23, 2024
Instrument	2024-0016686-T-J1

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	215 E SECOND ST UNIT 33D, 33D, PASS CHRISTIAN, MS 39571-4476
Transaction Type	Mortgage
Record Updated	Nov 6, 2025
Title Company	PLACER TITLE COMPANY, PILGER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6204 SHORE DR, OCEAN SPRINGS, MS 39564-2525

Mortgage

Document Number	20240020264TJ1
Date	Oct 7, 2024
Instrument	2024-0020264-T-J1

Lender

Name	CADENCE BANK NA
Type	Bank
Address	OCEAN SPRINGS, MS 39564

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Sep 13, 2044

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 4, 2024
Property Address	215 E SECOND ST UNIT 33D, 33D, PASS CHRISTIAN, MS 39571-4476
Document Number	20240010498DJ1
Map Reference	MB 62 PG 1
Instrument Date	May 29, 2024
Instrument	2024-0010498-D-J1
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	929 WASHINGTON AVE, OCEAN SPRINGS, MS 39564-4639

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E SECOND ST UNIT 33, 33, PASS CHRIS, MS 39571-4476

Mortgage

Document Number	20240010499TJ1
Date	Jun 4, 2024
Instrument	2024-0010499-T-J1

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Jun 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	12.2%
Index	SOFR Average 30-Day
Max Rate	12.2%

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Pass Christian City
Unified School District	Pass Christian Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,305.00 (-41.97%) Homeowner's exemption Disabled Person's exemption	$11,117 (-30.13%)	$111,168 (+4.81%) Land $10,000 Building $101,168
2024	$2,249.00
2023	$2,249.00	$15,910	$106,067 Land $10,000 Building $96,067

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 625 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	629 units insured incl. 4 condo units
Nearby Flood Claims	205 (1998–2024)
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Hurricane Zeta, Oct 2020 · 114 claims Hurricane Isaac, Sep 2012 · 18 claims Hurricane Katrina, Aug 2005 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASS CHRISTIAN serves 10,436 people · EPA ID MS0240009
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
Telapex Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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