215 E Second St, Unit 20C, Pass Christian, MS 39571 Property Records

Harrison County property record for 215 E Second St, Unit 20C, Pass Christian, MS 39571

Property Summary

Property Type	Condominium
Details	1,020 sqft · built 2012
Owner	Company Name on File
Last Sale	$285,000 (Jan 2024)
Tax Bill	$2,716 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Dec 2022 Mortgage
Flood Zone	Zone AE (high risk)
APN	`0313H-01-012.020`

Property Details

APN / Parcel Number

Primary APN	`0313H-01-012.020`

Interior

Building Area	1,020 sqft Adjusted Area
2nd Floor Area	370 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Foundation Type	Wood
Roof Type	Gable

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	215 E SECOND ST UNIT 20C, 20C
City	PASS CHRISTIAN
State	MS
Zip	39571-4476
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 20-C COTTAGES AT SECOND STREET CONDOS
Legal Subdivision	COTTAGES AT SECOND STREET COND
Jurisdiction	HARRISON MS
Township / Civil Division	3
Census Block Group	2
Census Block	2015
Census Tract	3104

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Scenic Drive Historic District listed 1979 · 109 contributing resources · NRIS 79001309

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Harrison County assessment roll, as of September 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	555 S WASHINGTON ST, COVINGTON, LA 70433-3443
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Warranty Deed, Transfer · Commercial Mortgage RED RIVER BANK
Dec 27, 2022	Warranty Deed, Transfer · Conventional Mortgage ADVANCE MORTGAGE & INVESTMENT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 26, 2024 · Amount on Record
Deed Sale	Jan 26, 2024 · Amount on Record
Prior Sale	Dec 27, 2022
Deed Document Number	2024-0001591-D-J1
Record Updated	Jun 8, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jan 26, 2024
Property Address	215 E SECOND ST UNIT 20C, 20C, PASS CHRISTIAN, MS 39571-4476
Document Number	20240001591DJ1
Map Reference	MB 62 PG 1
Instrument Date	Jan 26, 2024
Instrument	2024-0001591-D-J1
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4071 MUIRFIELD CT, GULF SHORES, AL 36542-9133

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 S WASHINGTON ST, COVINGTON, LA 70433-3443

Mortgage

Document Number	20240001592TJ1
Date	Jan 26, 2024
Instrument	2024-0001592-T-J1

Lender

Name	RED RIVER BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 26, 2029

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Dec 27, 2022
Property Address	215 E SECOND ST UNIT 20C, 20C, PASS CHRISTIAN, MS 39571-4476
Document Number	20220030463DJ1
Map Reference	PB 62 PG 1
Instrument Date	Dec 22, 2022
Instrument	2022-0030463-D-J1
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	929 WASHINGTON AVE, OCEAN SPRINGS, MS 39564-4639

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7455 COPPIN DR, FOLEY, AL 36535-4688

Mortgage

Document Number	20220030464TJ1
Date	Dec 27, 2022
Instrument	2022-0030464-T-J1

Lender

Name	ADVANCE MORTGAGE & INVESTMENT
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Pass Christian City
Unified School District	Pass Christian Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,716.00 (+7.06%)	$18,813 (+4.81%)	$125,422 (+4.81%) Land $10,000 Building $115,422
2024	$2,537.00
2023	$2,537.00	$17,950	$119,665 Land $10,000 Building $109,665

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Mississippi
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASS CHRISTIAN serves 10,436 people · EPA ID MS0240009
Water Source	Groundwater
Last State Inspection	Jan 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cable One Cable	1,000 / 50
Telapex Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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