Harrison County property record for 215 E Second St, Unit 15E, Pass Christian, MS 39571
| Property Type | Condominium |
|---|---|
| Details | 519 sqft · built 2012 |
| Owner | Individual Name on File |
| Tax Bill | $1,441 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Nov 2024 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0313H-01-012.016 |
| Primary APN | 0313H-01-012.016 |
|---|
| Units | 42 Units |
|---|---|
| Building Area | 519 sqft Adjusted Area |
| 1st Floor Area | 374 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Condo/Apartment |
| Roof Type | Gable |
| Roof Material | Metal |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 215 E SECOND ST, 15E |
|---|---|
| City | PASS CHRISTIAN |
| State | MS |
| Zip | 39571-4476 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 15-E COTTAGES AT SECOND STREET CONDOS |
| Legal Range | 13W |
| Legal Township | 08S |
| Legal Section | 25 |
| Legal Subdivision | COTTAGES AT SECOND STREET COND |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 2900 |
Source: Harrison County assessment roll, APN 0313H-01-012.016, as of November 6, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 203 N NECAISE AVE, BAY SAINT LOUIS, MS 39520-4443 |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Jul 01, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF LOUISIANA |
| Nov 25, 2024 | Warranty Deed, Transfer |
| Mar 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 25, 2024 |
| Deed Sale | Nov 25, 2024 |
| Prior Sale | Jul 17, 2023 |
| Deed Document Number | 202423609 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 215 E SECOND ST UNIT 15E, 15E, PASS CHRISTIAN, MS 39571-4476 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3621 BANKS ST, NEW ORLEANS, LA 70119-7017 |
| Document Number | 20250013760TJ1 |
|---|---|
| Date | Jul 01, 2025 |
| Instrument | 2025-0013760-T-J1 |
| Name | BANK OF LOUISIANA |
|---|---|
| Type | Bank |
| Address | METAIRIE, LA 70002 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jun 25, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Nov 25, 2024 |
| Property Address | 215 E SECOND ST UNIT 15E, 15E, PASS CHRISTIAN, MS 39571-4476 |
| Document Number | 20240023609DJ1 |
| Map Reference | MB 62 PG 1 |
| Instrument Date | Nov 20, 2024 |
| Instrument | 2024-0023609-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5407 MCG BLVD, PENSACOLA, FL 32501 |
| Name | Verified Name |
|---|---|
| Address | 203 N NECAISE AVE, BAY ST LOUIS, MS 39520-4443 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Mar 29, 2023 |
| Property Address | 215 E SECOND ST UNIT 15E, 15E, PASS CHRISTIAN, MS 39571-4476 |
| Document Number | 20230005310DJ1 |
| Map Reference | PB 62 PG 1 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 2023-0005310-D-J1 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 929 WASHINGTON AVE, OCEAN SPRINGS, MS 39564-4639 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 215 E SECOND ST UNIT 15, 15, PASS CHRISTIAN, MS 39571-4476 |
| Document Number | 20230005313TJ1 |
|---|---|
| Date | Mar 29, 2023 |
| Instrument | 2023-0005313-T-J1 |
| Name | FAIRWAY INDEPENDENT MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
Source: Harrison County assessment roll as of November 6, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Pass Christian City |
| Unified School District | Pass Christian Public School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,441.00 (+6.66%) | $9,981 (+4.45%) | $66,541 (+4.45%) Land $10,000 Building $56,541 |
| 2024 | $1,351.00 | ||
| 2023 | $1,351.00 | $9,556 | $63,704 Land $10,000 Building $53,704 |
Source: FEMA National Flood Hazard Layer, Harrison County (28047C), as of April 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280470029002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 18.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 509 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 630 units insured incl. 121 condo units |
| Nearby Flood Claims | 698 (1978–2020) |
| Claims Outside the SFHA | 192 of 698 |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Scenic Drive Historic District listed 1979 · 109 contributing resources · NRIS 79001309 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, 102 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cable One Cable | 1,000 / 50 |
| Telapex Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Source: EPA Safe Drinking Water Information System, water system MS0240009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PASS CHRISTIAN serves 10,436 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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