215 E Ring Factory Rd, Bel Air, MD 21014 Property Records

Harford County property record for 215 E Ring Factory Rd, Bel Air, MD 21014

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,141 sqft · built 1959
Lot Size	0.63 acres (27,440 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Dec 2013)
Tax Bill	$3,135 (2026)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-106535`

Property Details

APN / Parcel Number

Primary APN	`03-106535`
Alternative APNs	`3106535` `106535`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,141 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	27,440 sqft (0.63 acres)
Lot Dimensions	196 ft deep x 140 ft wide
Garage Type	Carport
Garage Area	550 sqft
Carport	Carport
Carport Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	55 sqft
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	106535
Street Address	215 E RING FACTORY RD
City	BEL AIR
State	MD
Zip	21014-5511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 22 140X196 215 E RING FACTORY ROAD WORTHINGTON HTS PT 7/42
Legal Subdivision	WORTHINGTON HEIGHTS
Legal Lot Number	22
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	1
Census Block	1001
Census Tract	303602

Owner

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	215 E RING FACTORY RD, BEL AIR, MD 21014-5511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2013 · Amount on Record
Deed Sale	Dec 4, 2013 · Amount on Record
Deed Book / Page	10582 / 249
Prior Transfer Date	Apr 9, 2010
Prior Transfer Doc	0085980401
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	215 E RING FACTORY RD, BEL AIR, MD 21014-5511
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	COLONY TITLE GROUP LIMITED, COLONY TITLE GROUP LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0153890450
Date	Mar 2, 2022
Book Page	15389/450

Lender

Name	BALTIMORE COUNTY EMPLOYEES FEDERAL CREDI
Address	TOWSON, MD 21204

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2037
Change Frequency	Monthly
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	Other
Max Rate	6.25%

Tax Assessment & Valuation

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,135.00 (+7.11%)	$287,667 (+1.9%)	$298,400 (+5.7%) Land $98,700 Building $199,700
2025	$2,927.00 (+11.42%)	$282,300 (+10.78%) Land $98,700 Building $183,600	$282,300 (-) Land $98,700 Building $183,600
2023		$254,833	$282,300 Land $98,700 Building $183,600
2022	$2,627.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2007)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2007 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20