Harford County property record for 213 E Ring Factory Rd, Bel Air, MD 21014
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,120 sqft · built 1958 |
| Lot Size | 0.627 acres (27,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (May 2014) |
| Tax Bill | $5,764 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-137554 |
| Primary APN | 03-137554 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 3,120 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 27,300 sqft (0.627 acres) |
| Lot Dimensions | 194 ft deep x 140 ft wide |
| Garage Type | Mixed |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 180 sqft |
| Deck Area | 916 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 137554 |
|---|---|
| Street Address | 213 E RING FACTORY RD |
| City | BEL AIR |
| State | MD |
| Zip | 21014-5511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 21 140X195 213 E RING FACTORY ROAD WORTHINGTON HGTS PT 7/42 |
| Legal Subdivision | WORTHINGTON HEIGHTS |
| Legal Lot Number | 21 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 303602 |
Source: Harford County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 213 E RING FACTORY RD, BEL AIR, MD 21014-5511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Mar 27, 2017 | Deed of Trust, Mortgage · FHA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Feb 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional with PMI PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2014 · Amount on Record |
| Deed Sale | May 12, 2014 · Amount on Record |
| Prior Sale | May 17, 2001 · Amount on Record |
| Deed Book / Page | 10740 / 28 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 213 E RING FACTORY RD, BEL AIR, MD 21014-5511 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0122750280 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 12275/0280 |
| Instrument | 12275-0280 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | MANASSAS, VA 20110 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 213 E RING FACTORY RD, BEL AIR, MD 21014-5511 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | WESTERN TITLE AND ESCROW COMPANY, TERRAIN TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0153710321 |
|---|---|
| Date | Feb 17, 2022 |
| Book Page | 15371/321 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 213 E RING FACTORY RD, BEL AIR, MD 21014-5511 |
| Document Number | 0138830361 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | CERTIFIED TITLE |
| Name | Verified Name |
|---|---|
| Address | 213 E RING FACTORY RD BEL AIR MD 210145511, BEL AIR, MD 21014-5511 |
| Document Number | 0138830361 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 013883/000361 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
Source: Harford County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,764.00 (+7.98%) | $528,933 (+14.96%) | $547,800 (+5.45%) Land $94,100 Building $453,700 |
| 2025 | $5,338.00 (+13.82%) | ||
| 2023 | $460,100 | $519,500 Land $94,100 Building $425,400 | |
| 2022 | $4,690.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1983–2007) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2007 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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