130 E Prospect St, Oneida, IL 61467 Property Records

Knox County property record for 130 E Prospect St, Oneida, IL 61467

Property Summary

Property Type	Single Family Home
Details	1,316 sqft · built 1880
Lot Size	0.68 acres (29,621 sqft)
Owner	Individual Name on Record
Tax Bill	$2,058 (2025)
Deeds & Mortgages	Nov 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`02-36-184-006`

Property Details

APN / Parcel Number

Primary APN	`02-36-184-006`

Interior

Stories	2 Stories
Building Area	1,316 sqft Base Area
1st Floor Area	1,316 sqft
Basement Area	1,252 sqft
Unfinished Basement	1,252 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	29,621 sqft (0.68 acres)
Lot Dimensions	224 ft deep x 132 ft wide
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	130 E PROSPECT ST
City	ONEIDA
State	IL
Zip	61467-5115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 2 & EX S 106' LOTS 9 & 10 BLK 19 CITY OF ONEIDA
Legal Subdivision	ONEIDA
Legal Block	19
Legal Lot Number	1-10
Jurisdiction	KNOX IL
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4053
Census Tract	100

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 E PROSPECT ST, ONEIDA, IL 61467-5115
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2004
Deed Sale	Apr 23, 2004
Record Updated	Sep 20, 2026

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KNOX IL
Property Address	130 E PROSPECT ST, ONEIDA, IL 61467-5115
Document Number	0001059561
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 E PROSPECT ST ONEIDA IL 614675115, ONEIDA, IL 61467-5115

Mortgage

Document Number	0001059561
Date	Nov 22, 2019
Instrument	1059561

Lender

Name	TOMPKINS ST BK
Type	Bank
Address	KNOXVILLE, IL 61448

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 21, 2024

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Ontario Township
Municipality	Oneida City
Unified School District	ROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,058.00 (+62.56%)	$31,490 (+51.1%) Land $3,370 Building $28,120	$94,470 (+51.1%) Land $10,110 Building $84,360
2022	$1,266.00	$20,840 Land $2,700 Building $18,140	$62,520 Land $8,100 Building $54,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA serves 644 people · EPA ID IL0950400
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida Network Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Prospect St

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