215 E Pearl St, Findlay, OH 45840 Property Records

Hancock County property record for 215 E Pearl St, Findlay, OH 45840

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 2,030 sqft · built 1900
Lot Size	0.358 acres (15,599 sqft)
Owner	2 Individual Names on File
Last Sale	$147,000 (Aug 2021)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`1011-302-10-007.000`

Property Details

APN / Parcel Number

Primary APN	`1011-302-10-007.000`
Alternative APN	`570000205270`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,030 sqft Living Area
1st Floor Area	1,238 sqft
2nd Floor Area	792 sqft
Basement Area	792 sqft
Unfinished Basement	792 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	15,599 sqft (0.358 acres)
Lot Dimensions	208 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	172 sqft
Shed	1 Shed
Shed Area	132 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	215 E PEARL ST
City	FINDLAY
State	OH
Zip	45840-5215
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	EAST HIGHLAND ADD LOT 4310 E25FT & LOT 4311 & 1/2 VAC ALY
Legal Subdivision	EAST HIGHLAND ADD
Legal Lot Number	1,4310
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1019
Census Tract	1100

Owner

215 E Pearl St, a duplex, is owned and occupied by two individuals who bought it in August 2021.

Source: Hancock County records, as of May 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	215 1/2 E PEARL ST, FINDLAY, OH 45840-5215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Affidavit of Death of Joint Tenant, Transfer MID S TITLE AGENCY, MID AM TITLE AGENCY
Aug 3, 2021	Warranty Deed, Transfer MID S TITLE AGENCY, MID AM TITLE AGENCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Jan 9, 2003 · Amount on File
Deed Document Number	20219080
Deed Book / Page	2585 / 1196
Prior Transfer Date	Jul 30, 2021
Prior Transfer Doc	02585/1194
Record Updated	Sep 20, 2026

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HANCOCK OH
Recording Date	Aug 3, 2021
Property Address	215 E PEARL ST, FINDLAY, OH 45840-5215
Document Number	02585/1194
Book / Page	2585 / 1194
Instrument Date	Jul 30, 2021
Instrument	202100009079
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4505 CR RAWSON, RAWSON, OH 45881

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 3, 2021
Property Address	215 E PEARL ST, FINDLAY, OH 45840-5215
Document Number	02585/1196
Book / Page	2585 / 1196
Instrument Date	Jul 30, 2021
Instrument	202100009080
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	215 1 2 E PEARL STREET, FINDLAY, OH 45840

Tax Assessment & Valuation

The 2025 property tax bill for 215 E Pearl St was $2,017 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,017.00	$64,960 Land $11,760 Building $53,200	$185,600 Land $33,600 Building $152,000
2023	$1,791.00 Homeowner's exemption	$49,700 Land $8,980 Building $40,720
2022			$141,980 Land $25,650 Building $116,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 215 E Pearl St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1981)
Most Recent Claim	Jun 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 E Pearl St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Wireless, Buckeye Cablesystem, Watch TV.

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