215 E Palm Dr, Lakeland, FL 33803 Property Records

Polk County property record for 215 E Palm Dr, Lakeland, FL 33803

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1925
Lot Size	0.153 acres (6,652 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Apr 2023)
Tax Bill	$3,339 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-28-30-256500-002120`

Property Details

APN / Parcel Number

Primary APN	`24-28-30-256500-002120`
Alternative APNs	`302824256500002120` `02824000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,208 sqft Living Area
1st Floor Area	1,208 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,652 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	198 sqft
Carport	Carport
Carport Area	198 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	304 sqft
Patio Area	204 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	215 E PALM DR
City	LAKELAND
State	FL
Zip	33803-2647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	HORNEYS J T 1ST ADD PB 6 PG 1 BLK B LOT 12
Legal Range	24E
Legal Township	28S
Legal Section	30
Legal Subdivision	HORNEYS J T 1ST ADDITION
Legal Tract	256500
Legal Block	B
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2010
Census Tract	10502

Owner

215 E Palm Dr is owned and occupied by an individual who bought it in April 2023.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	215 E PALM DR, LAKELAND, FL 33803-2647
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2023 · Amount on File
Deed Sale	Apr 20, 2023 · Amount on File
Prior Sale	Mar 11, 2002 · Amount on File
Deed Document Number	202391232
Deed Book / Page	12659 / 2124
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 20, 2023
Property Address	215 E PALM DR, LAKELAND, FL 33803-2647
Document Number	0000091232
Book / Page	12659 / 2124
Map Reference	MB 6 PG 1
Instrument Date	Apr 14, 2023
Instrument	2023091232
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	LAKELAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 E PALM DR, LAKELAND, FL 33803-2647

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E PALM DR, LAKELAND, FL 33803-2647

Mortgage

Document Number	0126592126
Date	Apr 20, 2023
Instrument	12659/2126

Lender

Name	PRIME MERIDIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	6.75%
Max Rate At Change	8.75%
Index	1-Year T-Bill
Margin	3
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 215 E Palm Dr was $3,339 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$229,167 (+0.38%) Land $53,200 Building $175,967	$229,167 (-0.08%) Land $53,200 Building $175,967
2025	$3,339.00 Homeowner's exemption	$228,309	$229,359 Land $52,535 Building $176,824
2023	$2,743.00 (+9.85%)	$237,537 (+12.24%) Land $51,205 Building $186,332	$237,537 (+12.24%) Land $51,205 Building $186,332
2022	$2,497.00	$211,633 Land $48,545 Building $163,088	$211,633 Land $48,545 Building $163,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 215 E Palm Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 215 E Palm Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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