202 E Palm Dr, Lakeland, FL 33803 Property Records

Polk County property record for 202 E Palm Dr, Lakeland, FL 33803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,372 sqft · built 1923
Lot Size	0.305 acres (13,299 sqft)
Owner	Company Name on File
Last Sale	$230,000 (Jul 2020)
Tax Bill	$4,550 (2025)
Deeds & Mortgages	May 2021 Mortgage Jul 2020 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`24-28-30-256500-001300`

Property Details

APN / Parcel Number

Primary APN	`24-28-30-256500-001300`
Alternative APNs	`302824256500001300` `02824000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,372 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	1,372 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	13,299 sqft (0.305 acres)
Lot Dimensions	133 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Detached
Garage Area	440 sqft
Porch	Florida Room
Porch Area	240 sqft

Location & Zoning

Street Address	202 E PALM DR
City	LAKELAND
State	FL
Zip	33803-2648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA3
Legal Description	HORNEYS J T 1ST ADD PB 6 PG 1 BLK A LOTS 30 & 31
Legal Range	24E
Legal Township	28S
Legal Section	30
Legal Subdivision	HORNEYS J T 1ST ADDITION
Legal Tract	256500
Legal Block	A
Legal Lot Number	30,31
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2009
Census Tract	10502

Owner

202 E Palm Dr is owned by a company that bought it in July 2020.

Source: Polk County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	2275 GENEVA DR, LAKELAND, FL 33805-9610
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Commercial Mortgage CENTRAL FLORIDA LENDING FUND LLC
Jul 31, 2020	Warranty Deed, Construction Loan · Construction Mortgage CENTRAL FLORIDA LNDG FUND LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2020 · Amount on File
Deed Sale	Jul 31, 2020 · Amount on File
Prior Sale	Feb 16, 1996 · Amount on File
Deed Document Number	2020154782
Deed Book / Page	11319 / 347
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	202 E PALM DR, LAKELAND, FL 33803-2648
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	UNITED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000125506
Date	May 13, 2021
Book Page	11715/401
Instrument	2021125506

Lender

Name	CENTRAL FLORIDA LENDING FUND LLC
Type	Non-Lending Institution
Address	LAKELAND, FL 33803

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jul 31, 2020
Property Address	202 E PALM DR, LAKELAND, FL 33803-2648
Document Number	0113190347
Book / Page	011319 / 000347
Instrument Date	Jul 27, 2020
Instrument	154782
Transaction Type	Construction Loan
Record Updated	Aug 21, 2020
Title Company	UNITED TITLE GROUP/LAKELAND LLC, UNITED TITLE GRP/LAKELAND LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2275 GENEVA DR LAKELAND FL 338059610, LAKELAND, FL 33805-9610

Mortgage

Document Number	113190349
Date	Jul 31, 2020
Book Page	011319/000349
Instrument	154783

Lender

Name	CENTRAL FLORIDA LNDG FUND LLC
Address	1625 S FLORIDA AVE, LAKELAND, FL 33803-2260

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jul 30, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 202 E Palm Dr was $4,550, up 2.3% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Lakeland City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,071 (+3.9%) Land $101,233 Building $160,838	$262,071 (+3.9%) Land $101,233 Building $160,838
2025	$4,550.00 (+2.34%)	$252,242 Land $99,573 Building $152,669	$252,242 Land $99,573 Building $152,669
2024	$4,446.00 (+0.52%)
2023	$4,423.00 (+8.49%)	$255,275 (+8.01%) Land $96,913 Building $158,362	$255,275 (+8.01%) Land $96,913 Building $158,362
2022	$4,077.00	$236,336 Land $92,204 Building $144,132	$236,336 Land $92,204 Building $144,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 202 E Palm Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 202 E Palm Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014
Water Source	Groundwater
Last State Inspection	Jul 2022
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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