215 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 215 E Main St, Elkton, MD 21921

Property Summary

Property Type	Commercial
Details	2 ba · 2,786 sqft · built 1800
Lot Size	0.171 acres (7,430 sqft)
Owner	Company Name on File
Last Sale	$250,000 (Feb 2022)
Tax Bill	$4,551 (2026)
Deeds & Mortgages	Feb 2022 Sale & Line of Credit Jan 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-041212`

Property Details

APN / Parcel Number

Primary APN	`03-041212`
Alternative APNs	`3041212` `041212`

Interior

Full Baths	2 Baths
Units	3 Units
Stories	2 Stories
Building Area	2,786 sqft Total Area

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,430 sqft (0.171 acres)
Porch	Slab
Porch Area	147 sqft
Deck Area	270 sqft

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	041212
Street Address	215 E MAIN ST
City	ELKTON
State	MD
Zip	21921-5761
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RO
Legal Description	.159 ACRE 215 EAST MAIN STREET ELKTON
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	2
Census Block	2007
Census Tract	30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	215 E MAIN ST, ELKTON, MD 21921-5761
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed, Transfer · Line of Credit PNC BANK NA
Jan 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 9, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2022 · Amount on File
Deed Sale	Feb 4, 2022 · Amount on File
Prior Sale	Nov 10, 2005
Deed Book / Page	5098 / 491
Prior Transfer Date	May 12, 2005
Prior Transfer Doc	2022000487
Record Updated	Oct 29, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Feb 4, 2022
Property Address	215 E MAIN ST, ELKTON, MD 21921-5761
Document Number	0050980491
Book / Page	5098 / 491
Instrument Date	Dec 17, 2021
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E MAIN ST, ELKTON, MD 21921-5761

Mortgage

Document Number	0050980495
Date	Feb 4, 2022
Book Page	5098/495

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Jan 9, 2018
Property Address	215 E MAIN ST, ELKTON, MD 21921-5761
Document Number	0041870288
Book / Page	004187 / 000288
Instrument Date	Oct 12, 2017
Transaction Type	Transfer
Record Updated	Mar 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	215 E MAIN ST ELKTON MD 219215761, ELKTON, MD 21921-5761

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CECIL MD
Recording Date	Jan 9, 2018
Property Address	215 E MAIN ST, ELKTON, MD 21921-5761
Document Number	0041870282
Book / Page	004187 / 000282
Instrument Date	Oct 12, 2017
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	215 E MAIN ST ELKTON MD 219215761, ELKTON, MD 21921-5761

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,551.00 (+4.12%)	$264,600 (+4.71%)	$276,500 (-) Land $84,200 Building $192,300
2025	$4,371.00 (+4.92%)	$252,700 (+5.54%)	$276,500 (+14.83%) Land $84,200 Building $192,300
2023	$4,166.00	$239,433	$240,800 Land $84,200 Building $156,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1978–1999)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 1999 · Hurricane Floyd Major Disaster Declarations

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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