212 E Main St, Elkton, MD 21921 Property Records

Cecil County property record for 212 E Main St, Elkton, MD 21921

Property Summary

Property Type	Commercial
Details	2 ba · 2,887 sqft · built 1900
Lot Size	0.125 acres (5,445 sqft)
Owner	Company Name on Record
Last Sale	$140,000 (Apr 2026)
Tax Bill	$3,989 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-038181`

Property Details

APN / Parcel Number

Primary APN	`03-038181`
Alternative APNs	`3038181` `038181`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,887 sqft Total Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,445 sqft (0.125 acres)
Porch	Slab
Porch Area	202 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	038181
Street Address	212 E MAIN ST
City	ELKTON
State	MD
Zip	21921-5763
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RO
Legal Description	.125 ACRE 212 EAST MAIN STREET ELKTON
Legal Subdivision	CHESAPEAKE WOODS
Jurisdiction	CECIL MD
Township / Civil Division	3, ELKTON
Census Block Group	4
Census Block	4001
Census Tract	30400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within New Castle and Frenchtown Railroad Right-of-Way listed 1976 · 2 contributing resources · NRIS 76002290

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cecil County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	204 E MAIN ST, ELKTON, MD 21921-5785
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed, Transfer · Conventional Mortgage CECIL BANK
Apr 2, 2026	Deed, Transfer · Conventional Mortgage CECIL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on Record
Deed Sale	Apr 2, 2026 · Amount on Record
Prior Sale	Sep 4, 2007
Deed Book / Page	5764 / 72
Last Transfer Date	May 7, 2026
Transfer Doc	5793000149
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Jun 1, 2026
Property Address	212 E MAIN ST, ELKTON, MD 21921-5763
Document Number	5793000149
Book / Page	5793 / 149
Instrument Date	May 7, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ARDENT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	204 E MAIN ST, ELKTON, MD 21921-5785

Mortgage

Document Number	5793000155,
Date	Jun 1, 2026
Book Page	5793/155

Lender

Name	CECIL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CECIL MD
Recording Date	Apr 2, 2026
Property Address	212 E MAIN ST, ELKTON, MD 21921-5763
Document Number	5764000072
Book / Page	5764 / 72
Instrument Date	Mar 27, 2026
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	ARDENT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$141,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	204 E MAIN ST, ELKTON, MD 21921-5785

Mortgage

Document Number	5764000078,
Date	Apr 2, 2026
Book Page	5764/78

Lender

Name	CECIL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.01%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Municipality	Elkton Town
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,989.00 (+4.67%)	$231,967 (+5.28%)	$243,400 (+0.08%) Land $73,500 Building $169,900
2025	$3,811.00 (+6.1%)	$220,333 (+6.72%)	$243,200 (+16.42%) Land $73,300 Building $169,900
2023	$3,592.00	$206,467	$208,900 Land $73,300 Building $135,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	48 (1978–2021)
Claims Outside the SFHA	27 of 48
Most Recent Claim	Sep 2021 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ELKTON serves 15,625 people · EPA ID MD0070011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

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