215 E Main St, Chattanooga, TN 37408 Property Records

Hamilton County property record for 215 E Main St, Chattanooga, TN 37408

Property Summary

Property Type	Restaurant
Details	7,168 sqft · built 1920
Lot Size	0.191 acres (8,329 sqft)
Owner	Individual Name on Record
Tax Bill	$7,334 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`145LD F 002`

Property Details

APN / Parcel Number

Primary APN	`145LD F 002`
Alternative APN	`0000071114`

Interior

Stories	1 Story
Building Area	7,168 sqft Total Area

Exterior

Year Built	Built 1920
Exterior Material	Brick Veneer
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	8,329 sqft

Location & Zoning

Account Number	0000071114
Old Parcel Number	145LDF 002
Street Address	215 E MAIN ST
City	CHATTANOOGA
State	TN
Zip	37408-1317
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	C3
Legal Description	LT 2 BAKERS OF MEN SUB PB 95 PG 46 REV 106-5
Legal Subdivision	READS S R
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3022
Census Tract	12400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1514 MITCHELL AVE, CHATTANOOGA, TN 37408-1222
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2017	Deed of Trust, Mortgage BAKERS OF MEN LLC
Jul 24, 2019	Grant Deed, Mortgage SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 4, 2017
Deed Sale	Jan 4, 2017
Prior Sale	Aug 15, 2005 · Amount on Record
Deed Document Number	0010949183
Deed Book / Page	9350 / 103
Prior Transfer Date	Feb 15, 2011
Prior Transfer Doc	2011021500139
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	215 E MAIN ST, CHATTANOOGA, TN 37408-1317
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000220
Date	Jan 9, 2017
Book Page	10949/211
Instrument	2017010900220

Lender

Name	BAKERS OF MEN LLC
Type	Non-Lending Institution
Address	CHATTANOOGA, TN 37408

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jan 8, 2024

July 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 24, 2019
Property Address	215 E MAIN ST, CHATTANOOGA, TN 37408-1317
Document Number	0724000293
Book / Page	011708 / 000152
Instrument Date	Jul 18, 2019
Instrument	190724000293
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	215 E MAIN ST CHATTANOOGA TN 374081317, CHATTANOOGA, TN 37408-1317

Mortgage

Document Number	724000293
Date	Jul 24, 2019
Book Page	011708/000152
Instrument	190724000293

Lender

Name	SUNTRUST BK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,334.00 (-2.47%)	$483,900 (+43.96%)	$1,301,700 (+43.15%) Land $499,800 Building $801,900
2023	$7,520.00	$336,135 (-)	$909,300 (-) Land $333,200 Building $576,100
2022	$7,520.00	$336,135	$909,300 Land $333,200 Building $576,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: AT&T, Verizon.

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