Hamilton County property record for 203 E Main St, Chattanooga, TN 37408
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 30,311 sqft · built 2019 |
| Lot Size | 0.375 acres (16,348 sqft) |
| Owner | Company Name on File |
| Last Sale | $28,000 (Dec 1993) |
| Tax Bill | $34,216 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 145LD F 005 |
| Primary APN | 145LD F 005 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 30,311 sqft Total Area |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Veneer |
| Roof Type | Wood Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 16,348 sqft |
| Lot Dimensions | 151 ft deep x 99 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 0000071117 |
|---|---|
| Old Parcel Number | 145LDF 005 |
| Street Address | 203 E MAIN ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-1483 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | C3 |
| Legal Description | LT 18 WISES ADDN TO READS SUB PB5 PG15 REV 92-80 REV 92-165 STATION AT 2023 APARTMENTS (FLOORS 2-4) 36 APARTMENT UNITS |
| Legal Subdivision | READS S R |
| Legal Lot Number | 18 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 12400 |
Source: Hamilton County records · APN 145LD F 005
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4261, CHATTANOOGA, TN 37405-0261 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Oct 16, 2020 | Deed of Trust, Mortgage MISCELLANEOUS INS CO |
| Apr 26, 2017 | Quit Claim Deed, Transfer JONES RAULSTON TITLE INSURANCE AGENCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 1993 · Amount on Record |
| Deed Sale | Dec 22, 1993 · Amount on Record |
| Prior Sale | Dec 03, 2009 |
| Deed Book / Page | 145 |
| Last Transfer Date | Apr 26, 2017 |
| Transfer Doc | 0000000176 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 203 E MAIN ST, CHATTANOOGA, TN 37408-1483 |
| Document Number | 1016000233 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 298 ACORN OAKS CIR CHATTANOOGA TN 374052076, CHATTANOOGA, TN 37405-2076 |
| Document Number | 1016000233 |
|---|---|
| Date | Oct 16, 2020 |
| Book Page | 012195/000010 |
| Instrument | 201016000233 |
| Name | MISCELLANEOUS INS CO |
|---|---|
| Address | 1 FINANCIAL WAY, MONTGOMERY, OH 45242-5800 |
| Amount | Amount Recorded |
|---|---|
| Term | 216 Months |
| Due | Oct 15, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 26, 2017 |
| Property Address | 203 E MAIN ST, CHATTANOOGA, TN 37408-1483 |
| Document Number | 0000000176 |
| Book / Page | 011034 / 000156 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 176 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | JONES RAULSTON TITLE INSURANCE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4261 CHATTANOOGA TN 374050261, CHATTANOOGA, TN 37405-0261 |
Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,216.00 (-7.82%) | $2,257,480 (+36.07%) | $5,643,700 (+36.07%) Land $1,226,000 Building $4,417,700 |
| 2023 | $37,117.00 | $1,659,040 (-) | $4,147,600 (-) Land $653,800 Building $3,493,800 |
| 2022 | $37,117.00 | $1,659,040 | $4,147,600 Land $653,800 Building $3,493,800 |
Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1978–1980) |
| Most Recent Claim | Mar 1980 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric Power Board of Chattanooga, Tennessee Fiber | 100,000 / 100,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
May also be available: AT&T, Verizon.
Based on FCC filings for 109 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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