215 E Harmons Ferry Rd, Utica, KY 42376 Property Records

Daviess County property record for 215 E Harmons Ferry Rd, Utica, KY 42376

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 3 ba · 2,124 sqft · built 1999
Lot Size	138 acres (6,021,734 sqft)
Owner	Individual Name on Record
Tax Bill	$3,741 (2025)
Deeds & Mortgages	Jan 2010 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-00-00-012-00-000`

Property Details

APN / Parcel Number

Primary APN	`060-00-00-012-00-000`
Alternative APN	`2233568`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,124 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,021,734 sqft (138 acres)
Garage Type	Mixed
Garage Area	1,392 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	215 E HARMONS FERRY RD
City	UTICA
State	KY
Zip	42376-9310
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	215 HARMONS FERRY RD E
Jurisdiction	DAVIESS KY
Township / Civil Division	UTICA-STANLEY
Census Block Group	2
Census Block	2079
Census Tract	1703

Owner

Source: Daviess County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 E HARMONS FERRY RD, UTICA, KY 42376-9310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2010: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Jan 21, 2010
Property Address	215 E HARMONS FERRY RD, UTICA, KY 42376-9310
Document Number	000871/334
Book / Page	0871 / 334
Instrument Date	Jan 20, 2010
Instrument	201000000954
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2217 WINSTON AVE, LOUISVILLE, KY 40205-2640

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	215 E HARMONS FERRY RD, UTICA, KY 42376-9310

Mortgage

Document Number	001735/792
Date	Jan 21, 2010
Book Page	1735/792
Instrument	2010-00000955

Lender

Name	INDEPENDENCE BANK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jan 20, 2015

Tax Assessment & Valuation

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Unified School District	Daviess County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$412,100 (-)	$1,099,940 (-)
2025	$3,741.00 Homeowner's exemption	$412,100 (+20.11%) Land $130,200 Building $281,900	$1,099,940 (+31.1%) Land $818,040 Building $281,900
2023		$343,098	$839,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	17 (1989–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2011 · 4 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH MCLEAN CO WATER DISTRICT serves 2,934 people · EPA ID KY0300320
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Sep 2020
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000