Daviess County property record for 201 E Harmons Ferry Rd, Utica, KY 42376
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 918 sqft · built 1905 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $658 (2025) |
| Deeds & Mortgages | Oct 2005 Mortgage Dec 2008 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060-00-00-008-00-000 |
| Primary APN | 060-00-00-008-00-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 918 sqft Living Area |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 43,560 sqft (1 acres) |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 201 E HARMONS FERRY RD |
|---|---|
| City | UTICA |
| State | KY |
| Zip | 42376-9310 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 201 HARMONS FERRY RD E |
| Jurisdiction | DAVIESS KY |
| Township / Civil Division | UTICA-STANLEY |
| Census Block Group | 2 |
| Census Block | 2079 |
| Census Tract | 1703 |
Source: Daviess County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 215 E HARMONS FERRY RD, UTICA, KY 42376-9310 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 25, 2005 | Deed of Trust, Mortgage STEWART S GIBSON ETUX |
| Dec 22, 2008 | Deed of Trust, Mortgage FIRST SECURITY BANK OF KENTUCKY INC |
| Jun 17, 2011 | Deed of Trust, Mortgage FIRST SECURITY BANK OF KENTUCKY INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 201 E HARMONS FERRY RD, UTICA, KY 42376-9310 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000807/468 |
|---|---|
| Date | Oct 25, 2005 |
| Book Page | 0807/468 |
| Instrument | 2005-00018971 |
| Name | STEWART S GIBSON ETUX |
|---|---|
| Type | Private Party |
| Address | 201 E HARMONS FERRY RD, UTICA, KY 42376 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 201 E HARMONS FERRY RD, UTICA, KY 42376-9310 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001670/479 |
|---|---|
| Date | Dec 22, 2008 |
| Book Page | 1670/479 |
| Instrument | 2008-00020218 |
| Name | FIRST SECURITY BANK OF KENTUCKY INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LIVERMORE, KY 42352 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 11, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DAVIESS KY |
| Property Address | 201 E HARMONS FERRY RD, UTICA, KY 42376-9310 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001818/056 |
|---|---|
| Date | Jun 17, 2011 |
| Book Page | 1818/056 |
| Instrument | 1373626 |
| Name | FIRST SECURITY BANK OF KENTUCKY INC |
|---|---|
| Address | CALHOUN, KY 42327 |
| Amount | Amount Recorded |
|---|---|
| Term | 61 Months |
| Due | Jul 1, 2016 |
| Rate Type | Adjustable Rate |
|---|
Source: Daviess County assessment roll, as of May 8, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Daviess County |
| Unified School District | Daviess County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,900 (-) | $63,900 (-) | |
| 2025 | $658.00 | $63,900 (+6.5%) Land $25,000 Building $38,900 | $63,900 (+6.5%) Land $25,000 Building $38,900 |
| 2023 | $60,000 | $60,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 17 (1989–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MCLEAN CO WATER DISTRICT serves 2,934 people · EPA ID KY0300320 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Sep 2020 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
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