215 E Hamilton Ave, Watseka, IL 60970 Property Records

Iroquois County property record for 215 E Hamilton Ave, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.156 acres (6,830 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (May 2008)
Tax Bill	$959 (2025)
Deeds & Mortgages	May 2020 Line of Credit Jan 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`26 05 278 007`

Property Details

APN / Parcel Number

Primary APN	`26 05 278 007`

Exterior

Lot Area	6,830 sqft (0.156 acres)

Location & Zoning

Street Address	215 E HAMILTON AVE
City	WATSEKA
State	IL
Zip	60970-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMAN'S ADD E 22.1' N 100' LT 2 N 100' W2 LT 3 CITY OF WATSEKA
Legal Subdivision	FAIRMAN'S ADD
Legal Lot Number	2,3
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1007
Census Tract	950500

Owner

Source: Iroquois County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	215 E HAMILTON AVE, WATSEKA, IL 60970-1645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2020	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Jan 31, 2018	Deed of Trust, Mortgage · Commercial Mortgage MAINSOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2008 · Amount on Record
Deed Sale	May 1, 2008 · Amount on Record
Deed Document Number	20088R2096
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	215 E HAMILTON AVE, WATSEKA, IL 60970-1645
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 E HAMILTON AVE, WATSEKA, IL 60970-1645

Mortgage

Document Number	20R1264
Date	May 7, 2020
Instrument	20R1264

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 25, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Property Address	215 E HAMILTON AVE, WATSEKA, IL 60970-1645
Transaction Type	Mortgage
Record Updated	Feb 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 18R0289
Date	Jan 31, 2018
Instrument	18R0289

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 5, 2038

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$959.00 (+45.3%)	$15,450 (+24.6%) Land $3,370 Building $12,080	$46,350 (+24.6%) Land $10,110 Building $36,240
2022	$660.00 Homeowner's exemption	$12,400 Land $2,700 Building $9,700	$37,200 Land $8,100 Building $29,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (1981–2018)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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