212 E Hamilton Ave, Watseka, IL 60970 Property Records

Iroquois County property record for 212 E Hamilton Ave, Watseka, IL 60970

Property Summary

Property Type	Single Family Home
Lot Size	0.12 acres (5,250 sqft)
Owner	Individual Name on Record
Last Sale	$67,600 (May 2021)
Tax Bill	$2,529 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`26 05 231 014`

Property Details

APN / Parcel Number

Primary APN	`26 05 231 014`

Exterior

Lot Area	5,250 sqft (0.12 acres)

Location & Zoning

Street Address	212 E HAMILTON AVE
City	WATSEKA
State	IL
Zip	60970-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELMONT ADD E 50' S 103' W 150' LT 3 BLK 4 CITY OF WATSEKA
Legal Subdivision	BELMONT ADD
Legal Block	4
Legal Lot Number	3
Jurisdiction	IROQUOIS IL
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1005
Census Tract	950500

Owner

Source: Iroquois County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	212 E HAMILTON AVE, WATSEKA, IL 60970-1646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
May 14, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST TRUST & SAVINGS BANK OF WATSE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Mar 11, 2015 · Amount on Record
Deed Document Number	20211947
Prior Transfer Date	Jan 27, 2015
Prior Transfer Doc	0000000727
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IROQUOIS IL
Recording Date	Aug 31, 2026
Property Address	212 E HAMILTON AVE, WATSEKA, IL 60970-1646
Document Number	0000003055
Instrument Date	Aug 20, 2026
Instrument	20263055
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003055,
Date	Aug 31, 2026
Instrument	20263055

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IROQUOIS IL
Recording Date	May 14, 2021
Property Address	212 E HAMILTON AVE, WATSEKA, IL 60970-1646
Document Number	00021R1947
Instrument Date	May 14, 2021
Instrument	21R1947
Transaction Type	Transfer
Record Updated	Jun 7, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$102.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2149 E 1730 NORTH RD, 2149, WATSEKA, IL 60970-7504

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E HAMILTON AVE, WATSEKA, IL 60970-1646

Mortgage

Document Number	00021R1948
Date	May 14, 2021
Instrument	21R1948

Lender

Name	FIRST TRUST & SAVINGS BANK OF WATSE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	2.62%

Tax Assessment & Valuation

Source: Iroquois County assessment roll, as of July 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Iroquois County
County Subdivision	Belmont Township
Municipality	Watseka City
Unified School District	Iroquois County Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,529.00 (+30.43%)	$30,920 (+24.58%) Land $7,020 Building $23,900	$92,760 (+24.58%) Land $21,060 Building $71,700
2022	$1,939.00 Homeowner's exemption	$24,820 Land $5,630 Building $19,190	$74,460 Land $16,890 Building $57,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	28 (1981–2018)
Claims Outside the SFHA	1 of 28
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2008 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATSEKA serves 4,767 people · EPA ID IL0750900
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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